655 Saddlebrook Dr, Youngstown, OH 44512 Property Records

Mahoning County property record for 655 Saddlebrook Dr, Youngstown, OH 44512

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,305 sqft · built 1996
Lot Size	0.468 acres (20,399 sqft)
Owner	2 Company Names on Record
Last Sale	$550,000 (Dec 2024)
Tax Bill	$7,735 (2025)
Deeds & Mortgages	Apr 2026 Sale Jan 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-041-0-023.00-0`

Property Details

APN / Parcel Number

Primary APN	`29-041-0-023.00-0`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,305 sqft Living Area
Gross Area	5,951 sqft
1st Floor Area	1,688 sqft
Upper Floors Area	1,100 sqft
Attic	Attic
Attic Area	517 sqft
Basement Area	1,612 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	20,399 sqft (0.468 acres)
Lot Dimensions	170 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	1,034 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	655 SADDLEBROOK DR
City	YOUNGSTOWN
State	OH
Zip	44512-4782
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 119 120 X 170 QUAIL HOLLOW PL 8
Legal Subdivision	QUAIL HOLLOW PL 8
Legal Lot Number	119
Jurisdiction	MAHONING OH
Township / Civil Division	BOARDMAN
Census Block Group	2
Census Block	2009
Census Tract	811902

Owner

Source: Mahoning County records, as of May 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	655 SADDLEBROOK DR, YOUNGSTOWN, OH 44512-4782
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jan 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2024 · Amount on Record
Deed Sale	Dec 2, 2024 · Amount on Record
Prior Sale	Jul 21, 2008 · Amount on Record
Deed Document Number	202423352
Deed Book / Page	6654 / 1970
Last Transfer Date	Apr 15, 2026
Transfer Doc	06733/1732
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MAHONING OH
Recording Date	Apr 16, 2026
Property Address	655 SADDLEBROOK DR, YOUNGSTOWN, OH 44512-4782
Document Number	06733/1732
Book / Page	6733 / 1732
Instrument Date	Apr 15, 2026
Instrument	20267578
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	655 SADDLEBROOK DR, YOUNGSTOWN, OH 44512-4782

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	655 SADDLEBROOK DR, YOUNGSTOWN, OH 44512-4782
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	FIRST AMERICAN SOLUTIONS, FIRST AMERICAN MTG SOLUTION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 SADDLEBROOK DR, YOUNGSTOWN, OH 44512-4782

Mortgage

Document Number	06718/1765
Date	Jan 13, 2026
Book Page	6718/1765
Instrument	202600000631

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2041

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	655 SADDLEBROOK DR, YOUNGSTOWN, OH 44512-4782
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6393/376
Date	Aug 4, 2020
Book Page	6393/376
Instrument	202000017163

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	238 Months
Due	Jun 1, 2040

Tax Assessment & Valuation

Source: Mahoning County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Mahoning County
County Subdivision	Boardman Township
Unified School District	Boardman Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,735.00 (-2.26%)	$156,060 (-) Land $20,710 Building $135,350	$445,860 (-) Land $59,160 Building $386,700
2024	$7,914.00 (+1.36%)	$156,060 (-) Land $20,710 Building $135,350
2023	$7,808.00 (+9.45%)	$156,060 (+43.21%) Land $20,710 Building $135,350	$445,860 (+43.21%) Land $59,160 Building $386,700
2022	$7,134.00	$108,970 Land $16,570 Building $92,400	$311,330 Land $47,330 Building $264,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - STRUTHERS private · serves 58,551 people · EPA ID OH5001611
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Armstrong Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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