649 Saddlebrook Dr, Youngstown, OH 44512 Property Records

Mahoning County property record for 649 Saddlebrook Dr, Youngstown, OH 44512

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,072 sqft · built 1994
Lot Size	0.477 acres (20,765 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,600 (Sep 2022)
Tax Bill	$7,476 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Sep 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`29-041-0-026.00-0`

Property Details

APN / Parcel Number

Primary APN	`29-041-0-026.00-0`
Alternative APN	`00082`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,072 sqft Living Area
Gross Area	5,816 sqft
1st Floor Area	1,704 sqft
Upper Floors Area	1,368 sqft
Basement Area	1,704 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Lot Area	20,765 sqft (0.477 acres)
Lot Dimensions	179 ft deep x 116 ft wide
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Stoop
Porch Area	326 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	649 SADDLEBROOK DR
City	YOUNGSTOWN
State	OH
Zip	44512-4782
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 122 103.23 X 188.11 IRR QUAIL HOLLOW PL 8
Legal Subdivision	QUAIL HOLLOW PL 8
Legal Lot Number	122
Jurisdiction	MAHONING OH
Township / Civil Division	BOARDMAN
Census Block Group	2
Census Block	2009
Census Tract	811902

Owner

Source: Mahoning County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	649 SADDLEBROOK DR, YOUNGSTOWN, OH 44512-4782
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Sep 12, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2022 · Amount on Record
Deed Sale	Sep 12, 2022 · Amount on Record
Prior Sale	Sep 12, 2022 · Amount on Record
Deed Document Number	202221942
Deed Book / Page	6537 / 2180
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	649 SADDLEBROOK DR, BOARDMAN, OH 44512-4782
Transaction Type	Mortgage
Record Updated	Jun 20, 2023
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	06346/1816
Date	Oct 9, 2019
Book Page	6346/1816
Instrument	201900021519

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.75%
Index	1-Year LIBOR
Max Rate	7.75%

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MAHONING OH
Recording Date	Sep 12, 2022
Property Address	649 SADDLEBROOK DR, BOARDMAN, OH 44512-4782
Document Number	06537/2180
Book / Page	6537 / 2180
Map Reference	VOL 87 PG 112
Instrument Date	Sep 11, 2022
Instrument	202200021942
Transaction Type	Transfer
Record Updated	Jun 20, 2023

Transaction

Amount	Amount Recorded
Tax	$1,182.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	649 SADDLEBROOK DR # I, I, YOUNGSTOWN, OH 44512-4782

Tax Assessment & Valuation

Source: Mahoning County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Mahoning County
County Subdivision	Boardman Township
Unified School District	Boardman Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,476.00 (-2.29%)	$147,370 (-) Land $20,190 Building $127,180	$421,060 (-) Land $57,680 Building $363,380
2024	$7,651.00 (+1.32%)	$147,370 (-) Land $20,190 Building $127,180
2023	$7,551.00 (+8.91%)	$147,370 (+42.47%) Land $20,190 Building $127,180	$421,060 (+42.47%) Land $57,680 Building $363,380
2022	$6,933.00	$103,440 Land $16,150 Building $87,290	$295,550 Land $46,140 Building $249,410

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - STRUTHERS private · serves 58,551 people · EPA ID OH5001611
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Armstrong Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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