651 Rosedale Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 651 Rosedale Ave, Saint Cloud, FL 34769 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1994
Square Footage	1,371 sqft Living Area
Lot Size	30,056 sqft (0.69 acres)
Occupancy	Owner Occupied
Last Sale	$380,000 (2021)
Tax Bill	$4,607.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`01-26-30-4950-0001-2900`
Alternative APNs	`263001495000012900` `81147`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,371 sqft Living Area
Gross Area	2,049 sqft Gross Area
1st Floor	1,371 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Wood Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Concrete Block Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	30,056 sqft (0.69 acres)
Depth X Width	302 ft x 165 ft Depth x Width
Parking Spaces	11 Parking Spaces
Garage Type	Attached Garage
Garage Area	483 sqft Garage

Exterior Amenities

Pool Type	In-Ground Pool Pool Type
Pool Area	28 sqft Pool
Deck Area	844 sqft Deck
Patio Area	720 sqft Patio
Porch Area	195 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	651 ROSEDALE AVE
City	SAINT CLOUD
State	FL
Zip	34769-3075
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	S L & I C PB B PGS 63-64 LOT 290 LESS W 151 FT & N 21 FT OF SAID W 151 FT
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	S L & I C
Legal Tract	4950
Legal Block	2900
Legal Lot Number	290
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2048
Census Tract	43600

Owner

Source: Osceola County records · APN 01-26-30-4950-0001-2900

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	651 ROSEDALE AVE, SAINT CLOUD, FL 34769-3075
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2021	Warranty Deed, Transfer · Veterans Administration Mortgage AMERICAN FINANCIAL NETWORK INC
Oct 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage SPACE COAST CU
Nov 01, 2017	Warranty Deed, Transfer STEWART TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 14, 2021 · Amount on Record
Deed Sale	Oct 14, 2021 · Amount on Record
Prior Sale	Nov 01, 2017 · Amount on Record
Deed Doc Number	2021160396
Deed Book / Page	6065 / 1824
Prior Transfer Date	Oct 31, 2017
Prior Transfer Doc	0052331135
Record Refreshed	Jun 08, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 14, 2021
Property Address	651 ROSEDALE AVE, SAINT CLOUD, FL 34769-3075
Document Number	0060651824
Book / Page	6065 / 1824
Map Reference	MB B PG 61
Instrument Date	Oct 06, 2021
Instrument	2021160396
Transaction Type	Transfer
Record Updated	Oct 29, 2021
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,660.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3818 NW ARCHER ST # ST102, 3818, LAKE CITY, FL 32055-4813

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 ROSEDALE AVE, SAINT CLOUD, FL 34769-3075

Mortgage

Document Number	60651825
Date	Oct 14, 2021
Instrument	6065/1825

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	651 ROSEDALE AVE, SAINT CLOUD, FL 34769-3075
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 ROSEDALE AVE, SAINT CLOUD, FL 34769-3075

Mortgage

Document Number	0058152955
Date	Oct 20, 2020
Book Page	5815/2955
Instrument	2020141506

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32940

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 01, 2017
Property Address	651 ROSEDALE AVE, SAINT CLOUD, FL 34769-3075
Document Number	0052331135
Book / Page	5233 / 1135
Map Reference	MB B PG61-64
Instrument Date	Oct 31, 2017
Instrument	2017156701
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$1,694.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	306 WESLEY RD, 306, DALEVILLE, VA 24083-3068

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 ROSEDALE AVE, SAINT CLOUD, FL 34769-3075

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,768.00 (+3.49%) Homeowner's exemption Veteran's exemption	$314,290 (+5.99%)	$389,300 (+9.05%) Land $71,500 Building $317,800
2024	$4,607.00 (+2.58%)
2023	$4,491.00 (+3.5%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$296,537 (+3%)	$357,000 (+8.68%) Land $65,000 Building $292,000
2022	$4,339.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$287,900	$328,500 Land $58,500 Building $270,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 54% of the US · above 25% of Florida
Wildfire Likelihood	About 1 in 562 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

651 Rosedale Ave, Saint Cloud, FL 34769 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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Nearby Streets

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