Osceola County property record for 706 Rosedale Ave, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 936 sqft · built 1936 |
| Lot Size | 1.05 acres (45,738 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,000 (Jun 2018) |
| Tax Bill | $2,253 (2025) |
| Deeds & Mortgages | Jun 2018 Sale & Mortgage Aug 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 81163 |
| Primary APN | 81163 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 936 sqft Heated Area |
| Gross Area | 1,096 sqft |
| 1st Floor Area | 816 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Aluminum Siding |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 45,738 sqft (1.05 acres) |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 280 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 81163 |
|---|---|
| Street Address | 706 ROSEDALE AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-3089 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-2 |
| Legal Description | S L & I C PB B PGS 63-64 S 146 FT OF LOT 318 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD |
| Legal Tract | 4950 |
| Legal Block | 1 |
| Legal Lot Number | 318 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2047 |
| Census Tract | 43600 |
Source: Osceola County records · APN 81163
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 706 ROSEDALE AVE, SAINT CLOUD, FL 34769-3089 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 13, 2018 | Warranty Deed, Transfer · Conventional Mortgage HAMILTON GROUP FUNDING INC |
| Aug 18, 2017 | Warranty Deed, Transfer A CLEAR CHOICE TITLE AND ESCROW, A CLEAR CHOICE TITLE & ESCROW |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 13, 2018 · Amount on Record |
| Deed Sale | Jun 13, 2018 · Amount on Record |
| Prior Sale | Aug 18, 2017 · Amount on Record |
| Deed Document Number | 2018091505 |
| Deed Book / Page | 5349 / 2530 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 13, 2018 |
| Property Address | 706 ROSEDALE AVE, SAINT CLOUD, FL 34769-3089 |
| Document Number | 0053492530 |
| Book / Page | 5349 / 2530 |
| Map Reference | MB B PG61-64 |
| Instrument Date | Jun 11, 2018 |
| Instrument | 2018091505 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | QUALITY TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,575.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1440 EGNGLEWOOD DR ST, 1440, SAINT CLOUD, FL 34769 |
| Name | Verified Name |
|---|---|
| Address | 8646 EL PORTAL CT, ORLANDO, FL 32825-7954 |
| Document Number | 2018091506 |
|---|---|
| Date | Jun 13, 2018 |
| Instrument | 2018091506 |
| Name | HAMILTON GROUP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 18, 2017 |
| Property Address | 706 ROSEDALE AVE, SAINT CLOUD, FL 34769-3089 |
| Document Number | 0051962794 |
| Book / Page | 005196 / 002794 |
| Instrument Date | Aug 15, 2017 |
| Instrument | 120358 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2017 |
| Title Company | A CLEAR CHOICE TITLE AND ESCROW, A CLEAR CHOICE TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Tax | $623.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1440 ENGLEWOOD DR ST CLOUD FL 347728115, ST CLOUD, FL 34772-8115 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,253.00 (+9.1%) Homeowner's exemption | $152,093 (+5.99%) | $243,500 (+9.83%) Land $79,800 Building $163,700 |
| 2023 | $2,065.00 (+5.25%) Homeowner's exemption | $143,502 (+3%) | $221,700 (+10.57%) Land $72,500 Building $149,200 |
| 2022 | $1,962.00 Homeowner's exemption | $139,323 | $200,500 Land $65,200 Building $135,300 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 148 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 148 in force |
| Nearby Flood Claims | 5 (2016–2022) |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
| Claims by Event |
|
| Wildfire Risk | Moderate above 54% of the US · lower than 74% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Lumen Technologies, T-Mobile USA, Verizon.
Based on FCC filings for 251 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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