Osceola County property record for 610 Rosedale Ave, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,036 sqft · built 1955 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (Jun 2020) |
| Tax Bill | $3,512 (2025) |
| Deeds & Mortgages | Jun 2020 Sale & Mortgage Sep 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-26-30-4950-0001-2860 |
| Primary APN | 01-26-30-4950-0001-2860 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,036 sqft Living Area |
| 1st Floor Area | 720 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Custom Design |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Dimensions | 250 ft deep x 125 ft wide |
| Garage Type | Carport |
| Garage Area | 252 sqft |
| Carport | Carport |
| Carport Area | 252 sqft |
| Porch | Florida Room |
| Porch Area | 316 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 610 ROSEDALE AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-3076 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-2 |
| Legal Description | S L & I C PB B PGS 63-64 COM AT SE COR OF LOT 286, N 40 FT TO POB; CONT N 85 FT, N89-55-19W 147 FT, S 85 FT, S89-55-19E 147 FT TO POB |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | S L & I C |
| Legal Tract | 4950 |
| Legal Block | 2860 |
| Legal Lot Number | 286 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2047 |
| Census Tract | 43600 |
Source: Osceola County records · APN 01-26-30-4950-0001-2860
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 610 ROSEDALE AVE, SAINT CLOUD, FL 34769-3076 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 29, 2020 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 17, 2018 | Quit Claim Deed, Mortgage · Conventional Mortgage MORTGAGE FIRM |
| Nov 22, 2017 | Warranty Deed, Transfer STEWART TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 29, 2020 · Amount on Record |
| Deed Sale | Jun 29, 2020 · Amount on Record |
| Prior Sale | Nov 22, 2017 · Amount on Record |
| Deed Document Number | 202083557 |
| Deed Book / Page | 5745 / 1966 |
| Prior Transfer Date | Sep 11, 2018 |
| Prior Transfer Doc | 0054020706 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 29, 2020 |
| Property Address | 610 ROSEDALE AVE, SAINT CLOUD, FL 34769-3076 |
| Document Number | 0057451966 |
| Book / Page | 5745 / 1966 |
| Map Reference | MB 5717 PG 1948 |
| Instrument Date | Jun 26, 2020 |
| Instrument | 2020083557 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2021 |
| Title Company | LAND TITLE PROFESSIONALS LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,400.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 610 ROSEDALE AVE, 610, SAINT CLOUD, FL 34769-3076 |
| Name | Verified Name |
|---|---|
| Address | 610 ROSEDALE AVE, SAINT CLOUD, FL 34769-3076 |
| Document Number | 57451968 |
|---|---|
| Date | Jun 29, 2020 |
| Instrument | 5745/1968 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 17, 2018 |
| Property Address | 610 ROSEDALE AVE, SAINT CLOUD, FL 34769-3076 |
| Document Number | 0054020706 |
| Book / Page | 005402 / 000706 |
| Instrument Date | Sep 11, 2018 |
| Instrument | 140046 |
| Transaction Type | Mortgage |
| Record Updated | Oct 04, 2018 |
| Title Company | LAND TITLE CORPORATION |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 610 ROSEDALE AVE ST CLOUD FL 347693076, ST CLOUD, FL 34769-3076 |
| Document Number | 54020708 |
|---|---|
| Date | Sep 17, 2018 |
| Book Page | 005402/000708 |
| Instrument | 140047 |
| Name | MORTGAGE FIRM |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 16, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 22, 2017 |
| Property Address | 610 ROSEDALE AVE, SAINT CLOUD, FL 34769-3076 |
| Document Number | 0052432271 |
| Book / Page | 005243 / 002271 |
| Instrument Date | Nov 22, 2017 |
| Instrument | 167373 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2018 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $525.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3083 TINDALL ACRES RD KISSIMMEE FL 347449214, KISSIMMEE, FL 34744-9214 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,512.00 (+7.27%) Homeowner's exemption | $191,487 (+5.99%) | $257,600 (+9.62%) Land $55,000 Building $202,600 |
| 2024 | $3,274.00 (+2.15%) | ||
| 2023 | $3,205.00 (+5.36%) Homeowner's exemption | $180,671 (+3%) | $235,000 (+10.38%) Land $50,000 Building $185,000 |
| 2022 | $3,042.00 Homeowner's exemption | $175,409 | $212,900 Land $45,000 Building $167,900 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 148 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 148 in force |
| Nearby Flood Claims | 5 (2016–2022) |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
| Claims by Event |
|
| Wildfire Risk | Moderate above 54% of the US · lower than 74% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Lumen Technologies, T-Mobile USA, Verizon.
Based on FCC filings for 251 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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