609 Rosedale Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 609 Rosedale Ave, Saint Cloud, FL 34769

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,000 sqft · built 1959
Lot Size0.383 acres (16,683 sqft)
Owner2 Individual Names on File
Last Sale$266,000 (Jul 2022)
Tax Bill$3,241 (2025)
Deeds & MortgagesJul 2022 Sale
Mar 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN01-26-30-4950-0001-2875

Property Details

APN / Parcel Number

Primary APN01-26-30-4950-0001-2875
Alternative APNs
  • 263001495000012875
  • 81146

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,000 sqft Living Area
Gross Area1,528 sqft
1st Floor Area912 sqft
FlooringWood
Interior WallsPaneling

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleCustom Design
Exterior MaterialAluminum Siding
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area16,683 sqft (0.383 acres)
Lot Dimensions132 ft deep x 126 ft wide
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFlorida Room
Porch Area88 sqft
Deck Area104 sqft
Shed1 Shed
Shed Area160 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address609 ROSEDALE AVE
CitySAINT CLOUD
StateFL
Zip34769-3075
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-2
Legal DescriptionS L & I C PB B PGS 63-64 S 126.5 FT OF W 132 FT LOT 287
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionS L & I C
Legal Tract4950
Legal Block2875
Legal Lot Number287
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2048
Census Tract43600

Owner

Source: Osceola County assessment roll, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1083 E LAKE SHORE BLVD, KISSIMMEE, FL 34744-5413
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2022Warranty Deed, Transfer
INFINITY TITLE GROUP
Mar 20, 2018Deed of Trust, Mortgage · Conventional Mortgage
CENTRAL FLORIDA EDUCATORS FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 27, 2022 · Amount on Record
Deed SaleJul 27, 2022 · Amount on Record
Deed Document Number2022114920
Deed Book / Page6258 / 882
Last Transfer DateMay 8, 2024
Transfer Doc0065971042
Record UpdatedJun 8, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 27, 2022
Property Address609 ROSEDALE AVE, SAINT CLOUD, FL 34769-3075
Document Number0062580882
Book / Page6258 / 882
Map ReferenceMB B PG 61
Instrument DateJun 21, 2022
Instrument2022114920
Transaction TypeTransfer
Record UpdatedAug 9, 2022
Title CompanyINFINITY TITLE GROUP

Transaction

AmountAmount Recorded
Tax$1,862.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address609 ROSEDALE AVE, 609, SAINT CLOUD, FL 34769-3075

Transferred To (Grantee/Buyer)

NameVerified Name
Address609 ROSEDALE AVE, SAINT CLOUD, FL 34769-3075

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address609 ROSEDALE AVE, SAINT CLOUD, FL 34769-3075
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyMORTGAGE TITLE SERIVES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0053032330
DateMar 20, 2018
Book Page5303/2330
Instrument2018044718
Lender
NameCENTRAL FLORIDA EDUCATORS FCU
TypeCredit Union
AddressLAKE MARY, FL 32746
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term336 Months
DueMar 1, 2046

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,241.00 (+2.95%)$223,971 (+9.52%)$231,200 (+13.06%) Land $63,200 Building $168,000
2024$3,148.00 (+7.66%)
2023$2,924.00 (+73,%) Homeowner's exemption$204,500 (+222.07%) Land $57,500 Building $147,000$204,500 (+34.89%) Land $57,500 Building $147,000
2022$4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption$63,496$151,600 Land $51,800 Building $99,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 148 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies148 in force
Nearby Flood Claims5 (2016–2022)
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · lower than 74% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Lumen Technologies, T-Mobile USA, Verizon.

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