Clay County property record for 651 Perdido Dr, Fleming Island, FL 32003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,750 sqft · built 1990 |
| Lot Size | 0.297 acres (12,937 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $2,163 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-04-26-013197-025-58 |
| Primary APN | 33-04-26-013197-025-58 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,750 sqft Living Area |
| Gross Area | 2,425 sqft |
| 1st Floor Area | 1,750 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 12,937 sqft (0.297 acres) |
| Lot Dimensions | 135 ft deep x 96 ft wide |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Pool Area | 450 sqft |
|---|---|
| Porch | Enclosed/Finished Porch |
| Porch Area | 486 sqft |
| Patio Area | 132 sqft |
| Storage Building | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 651 PERDIDO DR |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-8202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Description | LOT 2 PETERS CREEK UNIT 2 AS REC OR 1254 PG 720 & 4924 PG 1090 |
| Legal Range | 26E |
| Legal Township | 04S |
| Legal Section | 33 |
| Legal Subdivision | PETERS CREEK UNIT 2 |
| Legal Lot Number | 2 |
| Legal Unit | 2 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 30701 |
Source: Clay County records, as of December 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 651 PERDIDO DR, FLEMING ISLAND, FL 32003-8202 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Oct 11, 2023 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Nov 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 25, 2025 |
| Transfer Doc | 0049241090 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 651 PERDIDO DR, FLEMING ISLAND, FL 32003-8202 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2023 |
| Name | Verified Name |
|---|---|
| Address | 651 PERDIDO DR, FLEMING ISLAND, FL 32003-8202 |
| Document Number | 0047641333 |
|---|---|
| Date | Oct 11, 2023 |
| Book Page | 4764/1333 |
| Instrument | 2023050883 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Nov 1, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 651 PERDIDO DR, FLEMING ISLAND, FL 32003-8202 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 651 PERDIDO DR, FLEMING ISLAND, FL 32003-8202 |
| Document Number | 0043791568 |
|---|---|
| Date | Nov 20, 2020 |
| Book Page | 4379/1568 |
| Instrument | 2020061101 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,163.00 (+5%) | $181,996 (+5.99%) | $348,413 (+6.8%) Land $55,000 Building $293,413 |
| 2024 | $2,060.00 (-11.66%) | ||
| 2023 | $2,332.00 (+8.67%) Homeowner's exemption | $171,716 (+3%) | $326,241 (+32.68%) Land $55,000 Building $271,241 |
| 2022 | $2,146.00 Homeowner's exemption | $166,715 | $245,894 Land $40,000 Building $205,894 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 132 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 132 in force |
| Nearby Flood Claims | 26 (2005–2020) |
| Claims Outside the SFHA | 10 of 26 |
| Most Recent Claim | Jul 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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