565 Perdido Dr, Fleming Island, FL 32003 Property Records

Clay County property record for 565 Perdido Dr, Fleming Island, FL 32003

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,888 sqft · built 1987
Lot Size0.226 acres (9,888 sqft)
Owner2 Individual Names on File
Last Sale$111,500 (Feb 1988)
Tax Bill$1,843 (2025)
Deeds & MortgagesMay 2021 Mortgage
Feb 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN33-04-26-013197-025-63

Property Details

APN / Parcel Number

Primary APN33-04-26-013197-025-63

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,888 sqft Heated Area
Gross Area2,649 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,888 sqft (0.226 acres)
Lot Dimensions110 ft deep x 90 ft wide
Garage Area441 sqft

Exterior Amenities

Pool Area308 sqft
PorchPorch
Porch Area320 sqft
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address565 PERDIDO DR
CityFLEMING ISLAND
StateFL
Zip32003-8200
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRB
Legal DescriptionLOT 7 PETERS CREEK UNIT 2 AS REC O R 1124 PG 57
Legal Range26
Legal Township04
Legal Section33
Legal SubdivisionPETERS CREEK
Legal Lot Number7
Legal Unit2
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group1
Census Block1007
Census Tract30701

Owner

565 Perdido Dr is owned and occupied by two individuals who bought it in February 1988.

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Co-ownerCo-owner on File
Mailing Address565 PERDIDO DR, FLEMING ISLAND, FL 32003-8200
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
VYSTAR CU
Feb 26, 2018Deed of Trust, Mortgage · Line of Credit
VYSTAR CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 10, 1988 · Amount on File
Deed SaleFeb 10, 1988 · Amount on File
Deed Document Number0000112457
Record UpdatedJun 8, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address565 PERDIDO DR, FLEMING ISLAND, FL 32003-8200
Transaction TypeMortgage
Record UpdatedMay 13, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address565 PERDIDO DR, FLEMING ISLE, FL 32003-8200

Mortgage

Document Number0044521775
DateMay 5, 2021
Book Page4452/1775
Instrument2021027964
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2051

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address565 PERDIDO DR, FLEMING ISLAND, FL 32003-8200
Document Number0040610661
Instrument DateFeb 26, 2018
Transaction TypeMortgage
Record UpdatedMar 15, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address565 PERDIDO DR FLEMING ISLAND FL 320038200, FLEMING ISLAND, FL 32003-8200

Mortgage

Document Number0040610661
DateMar 6, 2018
Book Page004061/000661
Instrument11263
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32232-5085
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueMar 5, 2028
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 565 Perdido Dr was $1,843 with exemptions applied.

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,843.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$171,043$338,892 Land $55,000 Building $283,892
2023$2,175.00 (+9.08%) Homeowner's exemption$161,382 (+3%)$316,977 (+33.13%) Land $55,000 Building $261,977
2022$1,994.00 Homeowner's exemption$156,682$238,097 Land $40,000 Building $198,097

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 565 Perdido Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 132 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies132 in force
Nearby Flood Claims26 (2005–2020)
Claims Outside the SFHA10 of 26
Most Recent ClaimJul 2020 · other causes
Claims by Event
  • Hurricane Irma, Sep 2017 · 21 claims
  • Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 565 Perdido Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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