549 Perdido Dr, Fleming Island, FL 32003 Property Records

Clay County property record for 549 Perdido Dr, Fleming Island, FL 32003

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,112 sqft · built 1987
Lot Size0.226 acres (9,888 sqft)
OwnerIndividual Name on Record
Last Sale$440,000 (May 2022)
Tax Bill$5,542 (2025)
Deeds & MortgagesAug 2023 Mortgage
Dec 2022 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN33-04-26-013197-025-64

Property Details

APN / Parcel Number

Primary APN33-04-26-013197-025-64

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,112 sqft Heated Area
Gross Area2,956 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,888 sqft (0.226 acres)
Lot Dimensions110 ft deep x 90 ft wide
Garage Area480 sqft

Exterior Amenities

Pool Area448 sqft
PorchPorch
Porch Area364 sqft
Storage Building100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address549 PERDIDO DR
CityFLEMING ISLAND
StateFL
Zip32003-8200
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRB
Legal DescriptionLOT 8 PETERS CREEK UNIT 2 AS REC O R 4609 PG 828
Legal Range26
Legal Township04
Legal Section33
Legal SubdivisionPETERS CREEK
Legal Lot Number8
Legal Unit2
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group1
Census Block1007
Census Tract30701

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2303 GLADE LN, GREEN COVE SPRINGS, FL 32043-5112
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 22, 2023Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Dec 20, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
May 18, 2022Warranty Deed, Transfer
LANDMARK TITLE, LANDMARK TITLE LLC
Oct 18, 2019Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Oct 18, 2019Loan Modification, Mortgage · FHA Mortgage
SELENE FIN
Sep 6, 2017Warranty Deed, Transfer · FHA Mortgage
PLATINUM MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 18, 2022 · Amount on Record
Deed SaleMay 18, 2022 · Amount on Record
Prior SaleSep 6, 2017 · Amount on Record
Deed Document Number2022031794
Deed Book / Page4609 / 828
Record UpdatedJun 8, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address549 PERDIDO DR, FLEMING ISLAND, FL 32003-8200
Transaction TypeMortgage
Record UpdatedSep 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address549 PERDIDO DR, FLEMING ISLAND, FL 32003-8200

Mortgage

Document Number0047500738
DateAug 22, 2023
Book Page4750/738
Instrument2023042548
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address549 PERDIDO DR, FLEMING ISLAND, FL 32003-8200
Transaction TypeMortgage
Record UpdatedJan 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0046760236
DateDec 20, 2022
Book Page4676/236
Instrument2022073083
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2053

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateMay 18, 2022
Property Address549 PERDIDO DR, FLEMING ISLAND, FL 32003-8200
Document Number0046090828
Book / Page4609 / 828
Map ReferenceMB 19 PG 46-49
Instrument DateMay 13, 2022
Instrument2022031794
Transaction TypeTransfer
Record UpdatedJun 9, 2022
Title CompanyLANDMARK TITLE, LANDMARK TITLE LLC

Transaction

AmountAmount Recorded
Tax$3,080.00
Amount AccuracyRounded by County
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2003 HAWKEYE PL, 2003, FLEMING ISLAND, FL 32003-4069

Transferred To (Grantee/Buyer)

NameVerified Name
Address549 PERDIDO DR, FLEMING ISLAND, FL 32003-8200

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address549 PERDIDO DR, FLEMING ISLAND, FL 32003-8200
Document Number0042481034
Instrument DateOct 18, 2019
Transaction TypeMortgage
Record UpdatedNov 27, 2019
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address549 PERDIDO DR FLEMING ISLAND FL 320038200, FLEMING ISLAND, FL 32003-8200

Mortgage

Document Number0042481034
DateNov 5, 2019
Book Page004248/001034
Instrument59196
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 4, 2049

October 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCLAY FL
Property Address549 PERDIDO DR, FLEMING ISLAND, FL 32003-8200
Document Number0042481021
Instrument DateOct 18, 2019
Transaction TypeMortgage
Record UpdatedNov 27, 2019
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address549 PERDIDO DR FLEMING ISLAND FL 320038200, FLEMING ISLAND, FL 32003-8200

Mortgage

Document Number0042481021
DateNov 5, 2019
Book Page004248/001021
Instrument59195
Lender
NameSELENE FIN
TypeFunding / Finance Company
AddressHOUSTON, TX 77042
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 4, 2049
Interest
Rate4.37%

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateSep 6, 2017
Property Address549 PERDIDO DR, FLEMING ISLAND, FL 32003-8200
Document Number0040100671
Book / Page4010 / 0671
Map ReferenceMB19 PG46-49
Instrument DateAug 31, 2017
Instrument2017045923
Transaction TypeTransfer
Record UpdatedFeb 21, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address16138 NE 17TH AVE, 16138, STARKE, FL 32091-6540

Transferred To (Grantee/Buyer)

NameVerified Name
Address549 PERDIDO DR, FLEMING ISLAND, FL 32003-8200

Mortgage

Document Number2017045924
DateSep 6, 2017
Instrument2017045924
Lender
NamePLATINUM MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2047

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,542.00 (+74.55%)$363,414 (+53.16%) Land $55,000 Building $308,414$363,414 (+6.8%) Land $55,000 Building $308,414
2023$3,175.00 (-17.32%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$237,275 (-7.27%)$340,290 (+32.98%) Land $55,000 Building $285,290
2022$3,840.00$255,888 Land $40,000 Building $215,888$255,888 Land $40,000 Building $215,888

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 132 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies132 in force
Nearby Flood Claims26 (2005–2020)
Claims Outside the SFHA10 of 26
Most Recent ClaimJul 2020 · other causes
Claims by Event
  • Hurricane Irma, Sep 2017 · 21 claims
  • Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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