581 Perdido Dr, Fleming Island, FL 32003 Property Records

Clay County property record for 581 Perdido Dr, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,978 sqft · built 1989
Lot Size	0.226 acres (9,888 sqft)
Owner	Individual Name on Record
Last Sale	$178,000 (Sep 2009)
Tax Bill	$2,071 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-04-26-013197-025-62`

Property Details

APN / Parcel Number

Primary APN	`33-04-26-013197-025-62`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,978 sqft Heated Area
Gross Area	2,550 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,888 sqft (0.226 acres)
Lot Dimensions	110 ft deep x 90 ft wide
Garage Area	420 sqft

Exterior Amenities

Pool Area	450 sqft
Porch	Porch
Porch Area	152 sqft
Storage Building	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	581 PERDIDO DR
City	FLEMING ISLAND
State	FL
Zip	32003-8200
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	LOT 6 PETERS CREEK UNIT 2 AS REC O R 3141 PG 873
Legal Range	26
Legal Township	04
Legal Section	33
Legal Subdivision	PETERS CREEK
Legal Lot Number	6
Legal Unit	2
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	1
Census Block	1007
Census Tract	30701

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	581 PERDIDO DR, FLEMING ISLAND, FL 32003-8200
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2009 · Amount on Record
Deed Sale	Sep 3, 2009 · Amount on Record
Prior Sale	Jan 29, 2002 · Amount on Record
Deed Document Number	2009044739
Deed Book / Page	3141 / 0873
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	581 PERDIDO DR, FLEMING ISLAND, FL 32003-8200
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	581 PERDIDO DR, FLEMING ISLAND, FL 32003-8200

Mortgage

Document Number	0043461559
Date	Aug 27, 2020
Book Page	4346/1559
Instrument	2020043985

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	229 Months
Due	Sep 1, 2039

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,071.00 (-7.79%) Homeowner's exemption	$175,984 (+5.99%)	$347,213 (+7.29%) Land $55,000 Building $292,213
2023	$2,246.00 (+8.87%) Homeowner's exemption	$166,044 (+3%)	$323,633 (+33.18%) Land $55,000 Building $268,633
2022	$2,063.00 Homeowner's exemption	$161,208	$242,996 Land $40,000 Building $202,996

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 132 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	132 in force
Nearby Flood Claims	26 (2005–2020)
Claims Outside the SFHA	10 of 26
Most Recent Claim	Jul 2020 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 21 claims Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20