Flagler County property record for 647 Elk River Dr, Ormond Beach, FL 32174 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 2011 |
| Square Footage | 1,954 sqft Living Area |
| Lot Size | 8,494 sqft (0.195 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $238,209 (2011) |
| Tax Bill | $4,407.00 (2024) |
| Primary APN | 03-13-31-5120-2AF05-0180 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,954 sqft Living Area |
| Gross Area | 2,797 sqft Gross Area |
| 1st Floor | 1,954 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Concrete Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 8,494 sqft (0.195 acres) |
| Driveway | Driveway Brick |
| Driveway Area | 528 sqft Driveway |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 647 ELK RIVER DR |
|---|---|
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-1513 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PLANTATION BAY SECTION 2A-F UNIT 5 MB 37 PG 1 LOT 18 OR 1845/1138 |
| Legal Range | 31E |
| Legal Township | 13S |
| Legal Section | 03 |
| Legal Subdivision | PLANTATION BAY |
| Legal Block | 2AF0 |
| Legal Lot Number | 18 |
| Legal Unit | 5 |
| Jurisdiction | FLAGLER FL |
| Minor Civil Division | BUNNELL |
| Census Blockgroup | 3 |
| Census Block | 3006 |
| Census Tract | 60207 |
Source: Flagler County records · APN 03-13-31-5120-2AF05-0180
Assessment roll updated December 8, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 647 ELK RIVER DR, ORMOND BEACH, FL 32174-1513 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 12, 2011 · Amount on Record |
| Deed Sale | Dec 12, 2011 · Amount on Record |
| Deed Doc Number | 201133937 |
| Deed Book / Page | 1845 / 1138 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 647 ELK RIVER DR, ORMOND BEACH, FL 32174-1513 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2025 |
| Name | Verified Name |
|---|---|
| Address | 647 ELK RIVER DR, ORMOND BEACH, FL 32174-1513 |
| Document Number | 0029940083 |
|---|---|
| Date | Sep 29, 2025 |
| Book Page | 2994/83 |
| Instrument | 2025039617 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Oct 09, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Flagler County records · Assessment roll updated December 8, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Unified School District | Flagler County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,763.00 (-37.3%) Homeowner's exemption Widower's exemption | $242,172 (+6.91%) | $395,427 (+0.34%) Land $72,500 Building $322,927 |
| 2024 | $4,407.00 (+1.75%) | ||
| 2023 | $4,331.00 (+6.2%) Homeowner's exemption | $226,511 (+3%) | $394,074 (+2.56%) Land $72,500 Building $321,574 |
| 2022 | $4,078.00 Homeowner's exemption | $219,913 | $384,254 Land $72,500 Building $311,754 |
Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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