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650 W Clower St, Bartow, FL 33830 Property Records

Polk County property record for 650 W Clower St, Bartow, FL 33830 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,140 sqft · built 1961
Lot Size0.193 acres (8,385 sqft)
Owner2 Individual Names on File
Last Sale$120,000 (Nov 2017)
Tax Bill$1,306 (2025)
Deeds & MortgagesApr 2024 Mortgage
Feb 2023 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN25-30-07-394500-010081

Property Details

APN / Parcel Number

Primary APN25-30-07-394500-010081
Alternative APNs
  • 073025394500010081
  • 73025000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,140 sqft Living Area
1st Floor Area960 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 2015
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialMetal
Lot Area8,385 sqft (0.193 acres)
Lot Dimensions130 ft deep x 64 ft wide
View / LotCommercial/Industrial
Garage TypeCarport
Garage Area296 sqft
CarportCarport
Carport Area296 sqft
PorchFlorida Room
Porch Area204 sqft
Utility Building64 sqft

Location & Zoning

Street Address650 W CLOWER ST
CityBARTOW
StateFL
Zip33830-7001
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWESTOVER PARK PB 20 PG 43 & 2ND REPLAT WESTOVER PK PB 31 PG 54 BLK J LOTS 8 E 38.5 FT & W 26 FT OF 9
Legal Range25E
Legal Township30S
Legal Section07
Legal SubdivisionWESTOVER PARK AND 2ND REPLAT WESTOVER PK
Legal Tract394500
Legal BlockJ
Legal Lot Number8
JurisdictionPOLK FL
Township / Civil DivisionBARTOW
Census Block Group2
Census Block2036
Census Tract15101

Owner

Source: Polk County records · APN 25-30-07-394500-010081

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address650 W CLOWER ST, BARTOW, FL 33830-7001
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 16, 2024Deed of Trust, Mortgage · FHA Mortgage
LOANCARE LLC
Feb 24, 2023Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Jun 01, 2022Deed of Trust, Mortgage · FHA Mortgage
LOANCARE LLC
Nov 09, 2017Warranty Deed, Transfer · FHA Mortgage
RP FNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 09, 2017 · Amount on Record
Deed SaleNov 09, 2017 · Amount on Record
Prior SaleMar 20, 2013 · Amount on Record
Deed Document Number2017216025
Deed Book / Page10310 / 2194
Prior Transfer DateFeb 19, 2003
Prior Transfer Doc5276001742
Record UpdatedSep 20, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address650 W CLOWER ST, BARTOW, FL 33830-7001
Transaction TypeMortgage
Record UpdatedApr 30, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address650W W CLOWER ST, BARTOW, FL 33830-7001

Mortgage

Document Number0000086194
DateApr 16, 2024
Book Page13078/1215
Instrument2024086194
Lender
NameLOANCARE LLC
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23453
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term479 Months
DueMar 01, 2064

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address650 W CLOWER ST, BARTOW, FL 33830-7001
Transaction TypeMortgage
Record UpdatedMar 09, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address650 W CLOWER ST, BARTOW, FL 33830-7001

Mortgage

Document Number0000043898
DateFeb 24, 2023
Book Page12592/2044
Instrument2023043898
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term480 Months
DueFeb 01, 2063

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address650 W CLOWER ST, BARTOW, FL 33830-7001
Transaction TypeMortgage
Record UpdatedAug 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address650W W CLOWER ST, BARTOW, FL 33830-7001

Mortgage

Document Number0000149138
DateJun 01, 2022
Book Page12277/228
Instrument2022149138
Lender
NameLOANCARE LLC
TypeNon-Lending Institution
AddressVIRGINIA BEACH, VA 23452
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term305 Months
DueNov 01, 2047

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateNov 09, 2017
Property Address650 W CLOWER ST, BARTOW, FL 33830-7001
Document Number0103102194
Book / Page010310 / 002194
Instrument DateNov 06, 2017
Instrument216025
Transaction TypeTransfer
Record UpdatedDec 08, 2017
Title CompanyHILLSBOROUGH TITLE III LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$840.00
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address650 W GLOWER ST BARTOW FL 33830, BARTOW, FL 33830

Mortgage

Document Number103102196
DateNov 09, 2017
Book Page010310/002196
Instrument216026
Lender
NameRP FNDG
TypeFunding / Finance Company
AddressMAITLAND, FL 32571
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 08, 2047

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityBartow City
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,306.00 (-20.46%) Homeowner's exemption$114,977 (+5.99%)$182,567 (-1.13%) Land $21,802 Building $160,765
2024$1,642.00 (+8.96%)
2023$1,507.00 (+17.46%) Homeowner's exemption$108,483 (+3%)$184,652 (+24.5%) Land $20,963 Building $163,689
2022$1,283.00 Homeowner's exemption$105,323$148,314 Land $15,014 Building $133,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 47% of the US · above 17% of Florida
Wildfire LikelihoodAbout 1 in 935 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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