Polk County property record for 630 W Clower St, Bartow, FL 33830
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 960 sqft · built 1960 |
| Lot Size | 0.194 acres (8,451 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $122,500 (Jul 2017) |
| Tax Bill | $1,843 (2025) |
| Deeds & Mortgages | Jul 2017 Sale & Mortgage Apr 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-30-07-394500-010091 |
| Primary APN | 25-30-07-394500-010091 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| Gross Area | 1,230 sqft |
| 1st Floor Area | 960 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 8,451 sqft (0.194 acres) |
| Lot Dimensions | 130 ft deep x 65 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 270 sqft |
| Porch | Enclosed/Unfinished Porch |
|---|---|
| Porch Area | 744 sqft |
| Shed | 1 Shed |
| Utility Building | 90 sqft |
| Cooling System | Central |
|---|
| Street Address | 630 W CLOWER ST |
|---|---|
| City | BARTOW |
| State | FL |
| Zip | 33830-7001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | WESTOVER PARK PB 20 PG 43 & 2ND REPLAT WESTOVER PK PB 31 PG 54 BLK J LOTS 9 E 30 FT & W 35 FT OF 10 |
| Legal Range | 25E |
| Legal Township | 30S |
| Legal Section | 07 |
| Legal Subdivision | WESTOVER PARK AND 2ND REPLAT WESTOVER PK |
| Legal Tract | 394500 |
| Legal Block | J |
| Legal Lot Number | 9 |
| Jurisdiction | POLK FL |
| Township / Civil Division | BARTOW |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 15101 |
Source: Polk County records · APN 25-30-07-394500-010091
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 630 W CLOWER ST, BARTOW, FL 33830-7001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 27, 2017 | Warranty Deed, Transfer · Conventional with PMI MORTGAGE FIRM |
| Apr 17, 2017 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 27, 2017 · Amount on Record |
| Deed Sale | Jul 27, 2017 · Amount on Record |
| Prior Sale | Oct 25, 1999 · Amount on Record |
| Deed Document Number | 2017143455 |
| Deed Book / Page | 10216 / 1913 |
| Prior Transfer Date | Oct 23, 2005 |
| Prior Transfer Doc | 0000287981 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 27, 2017 |
| Property Address | 630 W CLOWER ST, BARTOW, FL 33830-7001 |
| Document Number | 0102161913 |
| Book / Page | 010216 / 001913 |
| Instrument Date | Jul 21, 2017 |
| Instrument | 143455 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2017 |
| Title Company | FLORIDA FAM TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $857.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 630 W CLOWER ST BARTOW FL 338307001, BARTOW, FL 33830-7001 |
| Document Number | 102161915 |
|---|---|
| Date | Jul 27, 2017 |
| Book Page | 010216/001915 |
| Instrument | 143456 |
| Name | MORTGAGE FIRM |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 26, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 630 W CLOWER ST, BARTOW, FL 33830-7001 |
| Document Number | 0101300808 |
| Book / Page | 010130 / 000808 |
| Instrument Date | Apr 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 630 W CLOWER ST BARTOW FL 338307001, BARTOW, FL 33830-7001 |
| Document Number | 0101300808 |
|---|---|
| Date | Apr 27, 2017 |
| Book Page | 010130/000808 |
| Instrument | 80148 |
| Name | CITIZENS BK |
|---|---|
| Type | Bank |
| Address | FROSTPROOF, FL 33843 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Bartow City |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,843.00 (-8.72%) Homeowner's exemption | $144,459 (+5.99%) | $225,858 (+0.48%) Land $21,972 Building $203,886 |
| 2023 | $2,019.00 (+15.83%) Homeowner's exemption | $136,299 (+3%) | $224,787 (+30.83%) Land $21,127 Building $203,660 |
| 2022 | $1,743.00 Homeowner's exemption | $132,329 | $171,819 Land $15,249 Building $156,570 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), as of October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050151012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Wildfire Risk | Moderate above 46% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 348 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system FL6530315, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF BARTOW serves 21,501 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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