Polk County property record for 545 W Clower St, Bartow, FL 33830
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,068 sqft · built 2001 |
| Lot Size | 0.329 acres (14,309 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $165,000 (Aug 2009) |
| Tax Bill | $1,773 (2025) |
| Deeds & Mortgages | Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-30-18-429931-000020 |
| Primary APN | 25-30-18-429931-000020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,068 sqft Living Area |
| Gross Area | 2,616 sqft |
| 1st Floor Area | 2,068 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 14,309 sqft (0.329 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 548 sqft |
| Pool Type | Enclosed Pool |
| Porch | Finished/Open Porch |
| Porch Area | 156 sqft |
| Street Address | 545 W CLOWER ST |
|---|---|
| City | BARTOW |
| State | FL |
| Zip | 33830-7118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A REPLAT OF PART OF LOT 1 IN BLK A OF BELLAIRE PARK PB 106 PG 14 LOT 2 |
| Legal Range | 25E |
| Legal Township | 30S |
| Legal Section | 18 |
| Legal Subdivision | BELLAIRE PARK REPLAT PART LOT 1 BLOCK A |
| Legal Tract | 429931 |
| Legal Block | A |
| Legal Lot Number | 1,2 |
| Jurisdiction | POLK FL |
| Township / Civil Division | BARTOW |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 15101 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 545 W CLOWER ST, BARTOW, FL 33830-7118 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 5, 2009 · Amount on Record |
| Deed Sale | Aug 5, 2009 · Amount on Record |
| Prior Sale | Jul 10, 2000 · Amount on Record |
| Deed Document Number | 2009145293 |
| Deed Book / Page | 7945 / 1801 |
| Transfer Doc | 4851001208 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 545 W CLOWER ST, BARTOW, FL 33830-7118 |
| Document Number | 0102520045 |
| Instrument Date | Aug 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 545 W GLOWER BARTOW FL 33830, BARTOW, FL 33830 |
| Document Number | 0102520045 |
|---|---|
| Date | Sep 1, 2017 |
| Book Page | 010252/000045 |
| Instrument | 170621 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 31, 2032 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Bartow City |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $144,429 (+2.7%) | $372,765 (+9.4%) Land $34,202 Building $338,563 | |
| 2025 | $1,773.00 (-4.06%) Homeowner's exemption | $140,632 (+15.43%) | $340,737 (+1.81%) Land $34,202 Building $306,535 |
| 2023 | $1,848.00 (+18.08%) Homeowner's exemption | $121,838 (+3%) | $334,675 (+16.87%) Land $32,887 Building $301,788 |
| 2022 | $1,565.00 Homeowner's exemption | $118,289 | $286,366 Land $30,000 Building $256,366 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BARTOW serves 21,501 people · EPA ID FL6530315 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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