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805 W Clower St, Bartow, FL 33830 Property Records

Polk County property record for 805 W Clower St, Bartow, FL 33830

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,728 sqft · built 1979
Lot Size0.234 acres (10,171 sqft)
Owner2 Individual Names on Record
Last Sale$201,900 (Oct 2019)
Tax Bill$3,957 (2025)
Deeds & MortgagesSep 2022 Mortgage
Oct 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN25-30-18-429910-001042

Property Details

APN / Parcel Number

Primary APN25-30-18-429910-001042
Alternative APNs
  • 183025429910001042
  • 83025000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,728 sqft Living Area
Gross Area2,268 sqft
1st Floor Area1,728 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable
Roof MaterialOther
Lot Area10,171 sqft (0.234 acres)
Lot Dimensions100 ft deep x 103 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area540 sqft

Exterior Amenities

Pool Area450 sqft
PorchPorch
Porch Area104 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address805 W CLOWER ST
CityBARTOW
StateFL
Zip33830-7006
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionOAKWOOD PB 67 PG 13 BLK A LOTS 4 E 8 FT & ALL 5
Legal Range25E
Legal Township30S
Legal Section18
Legal SubdivisionOAKWOOD
Legal Tract429910
Legal BlockA
Legal Lot Number4
JurisdictionPOLK FL
Township / Civil DivisionBARTOW
Census Block Group2
Census Block2042
Census Tract15101

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address805 W CLOWER ST, BARTOW, FL 33830-7006
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2022Deed of Trust, Mortgage · FHA Mortgage
RUSHMORE LOAN MANAGEMENT SERVICES LLC
Oct 25, 2019Warranty Deed, Transfer · FHA Mortgage
EMBRACE HM LOANS
Mar 16, 2017Warranty Deed, Transfer · Conventional with PMI
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 25, 2019 · Amount on Record
Deed SaleOct 25, 2019 · Amount on Record
Prior SaleMar 16, 2017 · Amount on Record
Deed Document Number2019227212
Deed Book / Page11019 / 1001
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address805 W CLOWER ST, BARTOW, FL 33830-7006
Transaction TypeMortgage
Record UpdatedOct 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address805 W CLOWER ST, BARTOW, FL 33830-7006

Mortgage

Document Number0000259326
DateSep 26, 2022
Book Page12431/2218
Instrument2022259326
Lender
NameRUSHMORE LOAN MANAGEMENT SERVICES LLC
TypeLending Institution
AddressIRVING, TX 75063
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term480 Months
DueSep 1, 2062

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateOct 25, 2019
Property Address805 W CLOWER ST, BARTOW, FL 33830-7006
Document Number0110191001
Book / Page011019 / 001001
Instrument DateOct 21, 2019
Instrument227212
Transaction TypeTransfer
Record UpdatedNov 13, 2019
Title CompanySMART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,413.30
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address805 VIEW CLOWER ST BARTOW FL 33830, BARTOW, FL 33830

Mortgage

Document Number110191003
DateOct 25, 2019
Book Page011019/001003
Instrument227213
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
AddressMIDDLETOWN, RI 02842
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 24, 2049

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateMar 16, 2017
Property Address805 W CLOWER ST, BARTOW, FL 33830-7006
Document Number0100920672
Book / Page010092 / 000672
Instrument DateMar 6, 2017
Instrument50547
Transaction TypeTransfer
Record UpdatedAug 21, 2018
Title CompanyINTEGRITY FIRST TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,155.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address805 W CLOWER ST BARTOW FL 338307006, BARTOW, FL 33830-7006

Mortgage

Document Number100920673
DateMar 16, 2017
Book Page010092/000673
Instrument50548
Lender
NameWELLS FARGO BK
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 15, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityBartow City
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$265,992 (+2.11%)$274,133 (+4.88%) Land $26,000 Building $248,133
2025$3,957.00 (-2.8%) Homeowner's exemption$260,494 (+5.99%)$261,376 (+2.36%) Land $26,000 Building $235,376
2023$4,071.00 (+13.78%) Homeowner's exemption$245,780 (+3%)$255,351 (+7.01%) Land $25,000 Building $230,351
2022$3,578.00 Homeowner's exemption$238,621 Land $21,000 Building $217,621$238,621 Land $21,000 Building $217,621

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BARTOW
serves 21,501 people · EPA ID FL6530315
Water SourceGroundwater
Last State InspectionNov 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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