San Luis Obispo County property record for 650 Heritage Ln, Arroyo Grande, CA 93420
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,736 sqft · built 1983 |
| Lot Size | 2.06 acres (89,734 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,010,000 (Mar 2018) |
| Tax Bill | $12,229 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage Oct 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 044-251-085 |
| Primary APN | 044-251-085 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,736 sqft Living Area |
| 1st Floor Area | 2,736 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Construction Type | Wood |
| Lot Area | 89,734 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 650 HERITAGE LN |
|---|---|
| City | ARROYO GRANDE |
| State | CA |
| Zip | 93420-5038 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | PM 32/10 PTN PAR 2 & PM 37/54 PAR A |
| Legal Subdivision | PARCEL MAP CO-84-205 |
| Legal Block | 1 |
| Legal Lot Number | A |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | ARROYO GRANDE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 12302 |
650 Heritage Ln is owned by a company that acquired it in July 2019.
Source: San Luis Obispo County records, as of August 6, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1134 NAVALLE CT, PLEASANTON, CA 94566-6982 |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 4, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC |
| Oct 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Aug 1, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Mar 1, 2018 | Grant Deed, Transfer · Conventional Mortgage OPES ADVISORS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 1, 2018 · Amount on File |
| Deed Sale | Mar 1, 2018 · Amount on File |
| Prior Sale | May 18, 2004 · Amount on File |
| Deed Document Number | 20188111 |
| Last Transfer Date | Jul 31, 2019 |
| Transfer Doc | 0000031059 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 650 HERITAGE LN, ARROYO GRANDE, CA 93420-5038 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PLACER TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000037075 |
|---|---|
| Date | Sep 4, 2019 |
| Instrument | 2019037075 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 650 HERITAGE LN, ARROYO GRANDE, CA 93420-5038 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 1134 NAVALLE CT, PLEASANTON, CA 94566-6982 |
| Document Number | 0000056992 |
|---|---|
| Date | Oct 13, 2020 |
| Instrument | 2020056992 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Aug 1, 2019 |
| Property Address | 650 HERITAGE LN, ARROYO GRANDE, CA 93420-5038 |
| Document Number | 0000031059 |
| Instrument Date | Jul 31, 2019 |
| Instrument | 31059 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1134 NAVALLE CT PLEASANTON CA 945666982, PLEASANTON, CA 94566-6982 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Mar 1, 2018 |
| Property Address | 650 HERITAGE LN, ARROYO GRANDE, CA 93420-5038 |
| Document Number | 0000008111 |
| Instrument Date | Feb 2, 2018 |
| Instrument | 8111 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,111.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 1134 NAVALLE CT PLEASANTON CA 945666982, PLEASANTON, CA 94566-6982 |
| Document Number | 8112 |
|---|---|
| Date | Mar 1, 2018 |
| Instrument | 8112 |
| Name | OPES ADVISORS |
|---|---|
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 29, 2048 |
The 2025 property tax bill for 650 Heritage Ln was $12,229.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Lucia Mar Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,172,186 (+2%) Land $464,232 Building $707,954 | |
| 2025 | $12,229.00 | $1,149,203 Land $455,130 Building $694,073 |
| 2023 | $11,685.00 (+1.54%) | $1,104,579 Land $437,457 Building $667,122 |
| 2022 | $11,508.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 650 Heritage Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1995–2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Mar 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 650 Heritage Ln is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · lower than 61% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surfnet Communications Fiber · Fixed Wireless | 2,500 / 2,500 |
| Verizon Fixed Wireless | 300 / 20 |
| Peak WiFi Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Advanced Wireless, Astound Broadband, Ranch Wifi, Spectrum.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures