San Luis Obispo County property record for 595 Heritage Ln, Arroyo Grande, CA 93420
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,990 sqft · built 1960 |
| Lot Size | 1.9 acres (82,764 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $849,000 (Jun 2018) |
| Tax Bill | $9,577 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage May 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 044-251-080 |
| Primary APN | 044-251-080 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,990 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Construction Type | Wood |
| Lot Area | 82,764 sqft |
| Terrain | Below Road/Slope |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Street Address | 595 HERITAGE LN |
|---|---|
| City | ARROYO GRANDE |
| State | CA |
| Zip | 93420-5034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | PM 56-44 PAR 1 |
| Legal Subdivision | PARCEL MAP CO 00-0155 |
| Legal Block | 1 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | ARROYO GRANDE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 12302 |
595 Heritage Ln is owned and occupied by two individuals who bought it in June 2018.
Source: San Luis Obispo County records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 595 HERITAGE LN, ARROYO GRANDE, CA 93420-5034 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL COAST LENDING INC |
| May 4, 2018 | Deed of Trust, Mortgage · Conventional Mortgage THE PARK BANK |
| Jun 29, 2018 | Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 2018 · Amount on File |
| Deed Sale | Jun 29, 2018 · Amount on File |
| Prior Sale | May 21, 2002 · Amount on File |
| Deed Document Number | 201826751 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 595 HERITAGE LN, ARROYO GRANDE, CA 93420-5034 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 595 HERITAGE LN, ARROYO GRANDE, CA 93420-5034 |
| Document Number | 0000049779 |
|---|---|
| Date | Sep 14, 2020 |
| Instrument | 2020049779 |
| Name | CENTRAL COAST LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | MORRO BAY, CA 93442 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 595 HERITAGE LN, ARROYO GRANDE, CA 93420-5034 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000018255 |
|---|---|
| Date | May 4, 2018 |
| Instrument | 2018018255 |
| Name | THE PARK BANK |
|---|---|
| Type | Bank |
| Address | SAN LUIS OBISPO, CA 93401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Jun 29, 2018 |
| Property Address | 595 HERITAGE LN, ARROYO GRANDE, CA 93420-5034 |
| Document Number | 0000026751 |
| Map Reference | MB56B PG44 |
| Instrument Date | Jun 5, 2018 |
| Instrument | 2018026751 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | FIRST AMERICAN TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 565 HERITAGE LN, ARROYO GRANDE, CA 93420-5034 |
| Document Number | 0000026752 |
|---|---|
| Date | Jun 29, 2018 |
| Instrument | 2018026752 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2048 |
The 2025 property tax bill for 595 Heritage Ln was $9,577.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Lucia Mar Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,100,053 (+22.23%) Land $435,216 Building $664,837 | |
| 2025 | $9,577.00 | $899,961 Land $426,683 Building $473,278 |
| 2023 | $9,822.00 (+1.53%) | $928,502 Land $410,115 Building $518,387 |
| 2022 | $9,674.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 595 Heritage Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1995–2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Mar 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 595 Heritage Ln is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · lower than 61% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surfnet Communications Fiber · Fixed Wireless | 2,500 / 2,500 |
| Verizon Fixed Wireless | 300 / 20 |
| Peak WiFi Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Advanced Wireless, Astound Broadband, Ranch Wifi, Spectrum.
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