San Luis Obispo County property record for 585 Heritage Ln, Arroyo Grande, CA 93420
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,844 sqft · built 2003 |
| Lot Size | 1 acre (43,560 sqft) |
| Owner | Company Name on File |
| Last Sale | $715,000 (Jul 2010) |
| Tax Bill | $9,673 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Dec 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 044-251-081 |
| Primary APN | 044-251-081 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,844 sqft Living Area |
| 1st Floor Area | 2,844 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Construction Type | Wood |
| Lot Area | 43,560 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Street Address | 585 HERITAGE LN |
|---|---|
| City | ARROYO GRANDE |
| State | CA |
| Zip | 93420-5034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | PM 56-44 PAR 2 |
| Legal Subdivision | PARCEL MAP CO 00-0155 |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | ARROYO GRANDE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 12302 |
585 Heritage Ln is owned by a company that acquired it in March 2016 and is owner-occupied.
Source: San Luis Obispo County records, as of August 6, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 585 HERITAGE LN, ARROYO GRANDE, CA 93420-5034 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA |
| Dec 19, 2019 | Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA |
| Dec 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 30, 2010 · Amount on File |
| Deed Sale | Jul 30, 2010 · Amount on File |
| Prior Sale | Sep 25, 2003 · Amount on File |
| Deed Document Number | 201036372 |
| Last Transfer Date | Mar 24, 2016 |
| Transfer Doc | 0000013241 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 585 HERITAGE LN, ARROYO GRANDE, CA 93420-5034 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2021 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 585 HERITAGE LN, ARROYO GRANDE, CA 93420-5034 |
| Document Number | 0000023695 |
|---|---|
| Date | Mar 30, 2021 |
| Instrument | 2021023695 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 585 HERITAGE LN, ARROYO GRANDE, CA 93420-5034 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000057058 |
|---|---|
| Date | Dec 19, 2019 |
| Instrument | 2019057058 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 585 HERITAGE LN, ARROYO GRANDE, CA 93420-5034 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000057057 |
|---|---|
| Date | Dec 19, 2019 |
| Instrument | 2019057057 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
The 2025 property tax bill for 585 Heritage Ln was $9,673 with a homeowner's exemption.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Lucia Mar Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $934,351 (+2%) Land $418,171 Building $516,180 | |
| 2025 | $9,673.00 Homeowner's exemption | $916,031 Land $409,972 Building $506,059 |
| 2023 | $9,240.00 (+1.55%) Homeowner's exemption | $880,462 Land $394,053 Building $486,409 |
| 2022 | $9,099.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 585 Heritage Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1995–2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Mar 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 585 Heritage Ln is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · lower than 61% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surfnet Communications Fiber · Fixed Wireless | 2,500 / 2,500 |
| Verizon Fixed Wireless | 300 / 20 |
| Peak WiFi Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Advanced Wireless, Astound Broadband, Ranch Wifi, Spectrum.
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