641 Heritage Ln, Arroyo Grande, CA 93420 Property Records

San Luis Obispo County property record for 641 Heritage Ln, Arroyo Grande, CA 93420

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,078 sqft · built 2004
Lot Size1.56 acres (67,954 sqft)
OwnerCompany Name on File
Last Sale$425,000 (Jan 2003)
Tax Bill$10,782 (2025)
Deeds & MortgagesMay 2022 Line of Credit
Jun 2022 Transfer
Flood ZoneZone X (minimal risk)
APN044-251-003

Property Details

APN / Parcel Number

Primary APN044-251-003

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms15 Rooms
Stories2 Stories
Building Area3,078 sqft Living Area
1st Floor Area848 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Construction TypeWood
Lot Area67,954 sqft
Parking Spaces2 Parking Spaces
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
SewerSeptic

Location & Zoning

Street Address641 HERITAGE LN
CityARROYO GRANDE
StateCA
Zip93420-5034
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionOAK PK TR PTN LT 30 LESS MIN RTS
Legal SubdivisionOAK PARK
Legal Block1
Legal Lot Number30
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionARROYO GRANDE
Census Block Group1
Census Block1014
Census Tract12302

Owner

641 Heritage Ln is owned by a company that acquired it in May 2022 and is owner-occupied.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of RecordCompany Name on File
Mailing Address641 HERITAGE LN, ARROYO GRANDE, CA 93420-5034
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 31, 2022Intrafamily Transfer, Transfer · Line of Credit
SESLOC FCU
Jun 1, 2022Intrafamily Transfer, Transfer
ACCOMMODATION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 10, 2003 · Amount on File
Deed SaleJan 10, 2003 · Amount on File
Deed Document Number20032583
Last Transfer DateMay 24, 2022
Transfer Doc0000023344
Record UpdatedSep 20, 2026

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateMay 31, 2022
Property Address641 HERITAGE LN, ARROYO GRANDE, CA 93420-5034
Document Number0000022965
Map ReferenceMB A PG 152
Instrument DateMay 24, 2022
Instrument2022022965
Transaction TypeTransfer
Record UpdatedJun 14, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address641 HERITAGE LN, ARROYO GRANDE, CA 93420-5034

Mortgage

Document Number0000022966
DateMay 31, 2022
Instrument2022022966
Lender
NameSESLOC FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateJun 1, 2022
Property Address641 HERITAGE LN, ARROYO GRANDE, CA 93420-5034
Document Number0000023344
Map ReferenceMB A PG 152
Instrument DateMay 24, 2022
Instrument2022023344
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address641 HERITAGE LN, ARROYO GRANDE, CA 93420-5034

Tax Assessment & Valuation

The 2025 property tax bill for 641 Heritage Ln was $10,782 with a homeowner's exemption.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,040,598 (+2%) Land $413,077 Building $627,521
2025$10,782.00 Homeowner's exemption$1,020,195 Land $404,978 Building $615,217
2023$10,299.00 (+1.55%) Homeowner's exemption$980,581 Land $389,253 Building $591,328
2022$10,142.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 641 Heritage Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (1995–2011)
Claims Outside the SFHA2 of 2
Most Recent ClaimMar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 641 Heritage Ln is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 63% of the US · lower than 61% of California
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surfnet Communications
Fiber · Fixed Wireless
2,500 / 2,500
Verizon
Fixed Wireless
300 / 20
Peak WiFi
Fixed Wireless
100 / 100
T-Mobile
Fixed Wireless
100 / 20

May also be available: Advanced Wireless, Astound Broadband, Ranch Wifi, Spectrum.

Nearby Properties on Heritage Ln

Nearby Streets

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