650 E Water St, Lock Haven, PA 17745 Property Records

Clinton County property record for 650 E Water St, Lock Haven, PA 17745

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,640 sqft · built 1908
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$186,000 (Jun 2023)
Tax Bill	$5,060 (2026)
Deeds & Mortgages	Mar 2024 Mortgage Jun 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (reduced by levee)
APN	`B-02-0002-S`

Property Details

APN / Parcel Number

Primary APN	`B-02-0002-S`
Alternative APN	`19-9189`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,640 sqft Living Area
Gross Area	3,584 sqft
1st Floor Area	820 sqft
Attic	Attic
Attic Area	820 sqft
Basement Area	820 sqft
Unfinished Basement	820 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Architectural Style	Conventional
Exterior Material	Metal
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	160 ft deep x 60 ft wide
Garage Area	468 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Account Number	B -02-0002-S
Street Address	650 E WATER ST
City	LOCK HAVEN
State	PA
Zip	17745-1510
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	60 X 160
Jurisdiction	CLINTON PA
Township / Civil Division	LOCK HAVEN
Census Block Group	1
Census Block	1014
Census Tract	30600

Owner

650 E Water St is owned and occupied by an individual who bought it in June 2023.

Source: Clinton County records, as of May 12, 2026

Owner of Record	Individual Name on File
Mailing Address	650 E WATER ST, LOCK HAVEN, PA 17745-1510
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2024	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Jun 29, 2023	Deed, Transfer · VA Mortgage KIND LENDING LLC
Jun 29, 2023	Deed, Transfer
Jul 31, 2020	Deed, Transfer · Conventional Mortgage FREEDOM CU
Feb 28, 2020	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2023 · Amount on File
Deed Sale	Jun 29, 2023 · Amount on File
Prior Sale	Jun 29, 2023 · Amount on File
Deed Document Number	20232054
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON PA
Property Address	650 E WATER ST, LOCK HAVEN, PA 17745-1510
Transaction Type	Mortgage
Record Updated	Apr 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202400771
Date	Mar 19, 2024
Instrument	2024-00771

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CLINTON PA
Recording Date	Jun 29, 2023
Property Address	650 E WATER ST, LOCK HAVEN, PA 17745-1510
Document Number	0202302054
Instrument Date	Jun 18, 2023
Instrument	2023-02054
Transaction Type	Transfer
Record Updated	Dec 22, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,860.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	650 E WATER ST, LOCK HAVEN, PA 17745-1510
Investor	Possibly a Property Investor

Mortgage

Document Number	0202302055
Date	Jun 29, 2023
Instrument	2023-02055

Lender

Name	KIND LENDING LLC
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CLINTON PA
Recording Date	Jun 29, 2023
Property Address	650 E WATER ST, LOCK HAVEN, PA 17745-1510
Document Number	0202302053
Instrument Date	Apr 25, 2023
Instrument	2023-02053
Transaction Type	Transfer
Record Updated	Dec 22, 2023

Transaction

Amount	Amount on Record
Tax	$1,860.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16260 N 71ST ST STE 200, 200, SCOTTSDALE, AZ 85254-1663
Investor	Possibly a Property Investor

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CLINTON PA
Recording Date	Jul 31, 2020
Property Address	650 E WATER ST, LOCK HAVEN, PA 17745-1510
Document Number	2020002921
Instrument Date	Jul 27, 2020
Instrument	2020-002921
Transaction Type	Transfer
Record Updated	Dec 22, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	650 E WATER ST, LOCK HAVEN, PA 17745-1510

Mortgage

Document Number	2020002922
Date	Jul 31, 2020
Instrument	2020-002922

Lender

Name	FREEDOM CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

February 2020: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	CLINTON PA
Recording Date	Feb 28, 2020
Property Address	650 E WATER ST, LOCK HAVEN, PA 17745-1510
Document Number	2020000905
Instrument Date	Jan 27, 2020
Instrument	2020-000905
Transaction Type	Foreclosure
Record Updated	Dec 22, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 POTTERS LN, PORT MATILDA, PA 16870-7119

Tax Assessment & Valuation

The 2026 property tax bill for 650 E Water St was $5,060 with a homeowner's exemption.

Source: Clinton County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Clinton County
Municipality	Lock Haven City
Unified School District	Keystone Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,060.00 Homeowner's exemption	$98,900 Land $17,500 Building $81,400
2023	$2,920.00	$98,900 Land $17,500 Building $81,400
2008			$98,900 Land $17,500 Building $81,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 650 E Water St in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	16 (1979–1996)
Most Recent Claim	Jan 1996 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 650 E Water St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOCK HAVEN WATER DEPT serves 8,450 people · EPA ID PA4180048
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Oct 2016
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
River Valley Internet Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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