Clinton County property record for 630 E Water St, Lock Haven, PA 17745
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 848 sqft · built 1936 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Company Name on File |
| Last Sale | $155,000 (Oct 2022) |
| Tax Bill | $3,607 (2026) |
| Deeds & Mortgages | May 2023 Mortgage Oct 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | B-02-0004-F |
| Primary APN | B-02-0004-F |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 848 sqft Living Area |
| Gross Area | 2,520 sqft |
| 1st Floor Area | 848 sqft |
| Basement Area | 672 sqft |
| Unfinished Basement | 672 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1936 |
| Architectural Style | Cape Cod |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 4,356 sqft (0.1 acres) |
| Lot Dimensions | 103 ft deep x 42 ft wide |
| Cooling System | None |
|---|---|
| Heating System | Hot Water |
| Account Number | B -02-0004-F |
|---|---|
| Street Address | 630 E WATER ST |
| City | LOCK HAVEN |
| State | PA |
| Zip | 17745-1509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FF 42.154 X 103.265AV; N/E POR TION |
| Jurisdiction | CLINTON PA |
| Township / Civil Division | LOCK HAVEN |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 30600 |
630 E Water St is owned by a company that bought it in October 2022.
Source: Clinton County records, as of April 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 226 ISLAND RD, LOCK HAVEN, PA 17745-8832 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 24, 2023 | Deed of Trust, Mortgage · Commercial Mortgage WOODLANDS BANK |
| Oct 20, 2022 | Deed, Transfer · Commercial Mortgage WOODLANDS BANK |
| Jan 6, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 20, 2022 · Amount on File |
| Deed Sale | Oct 20, 2022 · Amount on File |
| Prior Sale | Apr 1, 1991 · Amount on File |
| Deed Document Number | 20224316 |
| Prior Transfer Date | Dec 28, 2020 |
| Prior Transfer Doc | 0202100039 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON PA |
| Property Address | 630 E WATER ST, LOCK HAVEN, PA 17745-1509 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 226 ISLAND RD, LOCK HAVEN, PA 17745-8832 |
| Document Number | 0202301596 |
|---|---|
| Date | May 24, 2023 |
| Instrument | 2023-01596 |
| Name | WOODLANDS BANK |
|---|---|
| Type | Bank |
| Address | LOCK HAVEN, PA 17745 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | CLINTON PA |
| Recording Date | Oct 20, 2022 |
| Property Address | 630 E WATER ST, LOCK HAVEN, PA 17745-1509 |
| Document Number | 0202204316 |
| Instrument Date | Oct 19, 2022 |
| Instrument | 2022-04316 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,550.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 226 ISLAND RD, LOCK HAVEN, PA 17745-8832 |
| Document Number | 0202204317 |
|---|---|
| Date | Oct 20, 2022 |
| Instrument | 2022-04317 |
| Name | WOODLANDS BANK |
|---|---|
| Type | Bank |
| Address | LOCK HAVEN, PA 17745 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLINTON PA |
| Recording Date | Jan 6, 2021 |
| Property Address | 630 E WATER ST, LOCK HAVEN, PA 17745-1509 |
| Document Number | 0202100039 |
| Instrument Date | Dec 28, 2020 |
| Instrument | 2021-00039 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 630 E WATER ST, LOCK HAVEN, PA 17745-1509 |
The 2026 property tax bill for 630 E Water St was $3,607.
Source: Clinton County assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Clinton County |
| Municipality | Lock Haven City |
| Unified School District | Keystone Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,607.00 | $70,500 Land $14,400 Building $56,100 | |
| 2023 | $2,123.00 | $70,500 Land $14,400 Building $56,100 | |
| 2008 | $70,500 Land $14,400 Building $56,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 630 E Water St in Zone X, where a levee reduces flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 16 (1979–1996) |
| Most Recent Claim | Jan 1996 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 630 E Water St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LOCK HAVEN WATER DEPT serves 8,450 people · EPA ID PA4180048 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Oct 2016 |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| River Valley Internet Fixed Wireless | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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