Clinton County property record for 654 E Water St, Lock Haven, PA 17745
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 6 bd · 4.5 ba · 4,433 sqft · built 1908 |
| Lot Size | 0.22 acres (9,601 sqft) |
| Owner | Company Name on File |
| Last Sale | $2,132,000 (May 2001) |
| Tax Bill | $4,549 (2026) |
| Flood Zone | Zone X (reduced by levee) |
| APN | B-02-0003-S |
| Primary APN | B-02-0003-S |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 3 Half Baths |
| Plumbing Fixtures | 20 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Units | 3 Units |
| Stories | 2 Stories |
| Building Area | 4,433 sqft Gross Area |
| 1st Floor Area | 1,269 sqft |
| Attic | Attic |
| Attic Area | 616 sqft |
| Basement Area | 616 sqft |
| Unfinished Basement | 616 sqft |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 1908 |
| Architectural Style | Multi-Family |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 9,601 sqft (0.22 acres) |
| Lot Dimensions | 160 ft deep x 60 ft wide |
| Garage Area | 484 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | B -02-0003-S |
|---|---|
| Street Address | 654 E WATER ST |
| City | LOCK HAVEN |
| State | PA |
| Zip | 17745-1526 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | RM |
| Legal Description | 60 X 160 |
| Jurisdiction | CLINTON PA |
| Township / Civil Division | LOCK HAVEN |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 30600 |
654 E Water St, a residential property, is owned by a company that bought it in May 2001.
Source: Clinton County records, as of April 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 927, LOCK HAVEN, PA 17745-0927 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 16, 2001 · Amount on File |
| Deed Sale | May 16, 2001 · Amount on File |
| Deed Document Number | 20012193 |
| Record Updated | Jun 8, 2026 |
The 2026 property tax bill for 654 E Water St was $4,549.
Source: Clinton County assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Clinton County |
| Municipality | Lock Haven City |
| Unified School District | Keystone Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,549.00 | $88,900 Land $17,600 Building $71,300 | |
| 2023 | $2,665.00 | $88,900 Land $17,600 Building $71,300 | |
| 2008 | $88,900 Land $17,600 Building $71,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 654 E Water St in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 16 (1979–1996) |
| Most Recent Claim | Jan 1996 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 654 E Water St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LOCK HAVEN WATER DEPT serves 8,450 people · EPA ID PA4180048 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Oct 2016 |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| River Valley Internet Fixed Wireless | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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