640 E Water St, Lock Haven, PA 17745 Property Records

Clinton County property record for 640 E Water St, Lock Haven, PA 17745

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,192 sqft · built 1934
Lot Size	0.163 acres (7,122 sqft)
Owner	Company Name on File
Last Sale	$127,705 (Oct 2019)
Tax Bill	$4,917 (2026)
Deeds & Mortgages	Jan 2020 Transfer Oct 2019 Sale & Line of Credit
Flood Zone	Zone X (reduced by levee)
APN	`B-02-0001-S`

Property Details

APN / Parcel Number

Primary APN	`B-02-0001-S`
Alternative APN	`19-9187`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,192 sqft Living Area
Gross Area	4,164 sqft
1st Floor Area	936 sqft
Attic	Attic
Attic Area	936 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1934
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	7,122 sqft (0.163 acres)
Lot Dimensions	160 ft deep x 22 ft wide
Garage Area	702 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water

Location & Zoning

Account Number	B -02-0001-S
Street Address	640 E WATER ST
City	LOCK HAVEN
State	PA
Zip	17745-1510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E POR 22 X 160 18 X 144.75 2 22 X 160 18 X 144.75 2 S/FR
Jurisdiction	CLINTON PA
Township / Civil Division	LOCK HAVEN
Census Block Group	1
Census Block	1014
Census Tract	30600

Owner

640 E Water St is owned by a company that bought it in October 2019.

Source: Clinton County records, as of April 20, 2026

Owner of Record	Company Name on File
Mailing Address	129 CRESTMONT DR, LOCK HAVEN, PA 17745-8469
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2020	Quit Claim Deed, Transfer Quitclaim
Oct 7, 2019	Deed, Transfer · Line of Credit JERSEY SHORE STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2019 · Amount on File
Deed Sale	Oct 7, 2019 · Amount on File
Prior Sale	Nov 9, 2016 · Amount on File
Deed Document Number	20193637
Prior Transfer Date	Oct 7, 2016
Prior Transfer Doc	0201604655
Record Updated	Jun 8, 2026

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLINTON PA
Recording Date	Jan 14, 2020
Property Address	640 E WATER ST, LOCK HAVEN, PA 17745-1510
Document Number	2020000227
Instrument Date	Dec 27, 2019
Instrument	2020-000227
Transaction Type	Transfer
Record Updated	Dec 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	350 E WATER ST, LOCK HAVEN, PA 17745-1410

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 CRESTMONT DR, LOCK HAVEN, PA 17745-8469

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CLINTON PA
Recording Date	Oct 7, 2019
Property Address	640 E WATER ST, LOCK HAVEN, PA 17745-1510
Document Number	2019003637
Instrument Date	Oct 3, 2019
Instrument	2019-003637
Transaction Type	Transfer
Record Updated	Dec 22, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 CRESTMONT DR, LOCK HAVEN, PA 17745-8469

Mortgage

Document Number	2019003638
Date	Oct 7, 2019
Instrument	2019-003638

Lender

Name	JERSEY SHORE STATE BANK
Type	Bank
Address	LOCK HAVEN, PA 17745

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 640 E Water St was $4,917.

Source: Clinton County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Clinton County
Municipality	Lock Haven City
Unified School District	Keystone Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,917.00	$96,100 Land $16,400 Building $79,700
2023	$2,824.00	$96,100 Land $16,400 Building $79,700
2008			$96,100 Land $16,400 Building $79,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 640 E Water St in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	16 (1979–1996)
Most Recent Claim	Jan 1996 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 640 E Water St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOCK HAVEN WATER DEPT serves 8,450 people · EPA ID PA4180048
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Oct 2016
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
River Valley Internet Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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