65 Willowbend Dr, Penfield, NY 14526 Property Records

Monroe County and Penfield Town property record for 65 Willowbend Dr, Penfield, NY 14526

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,762 sqft · built 1964
Lot Size	0.65 acres (28,314 sqft)
Owner	2 Individual Names on File
Last Sale	$172,000 (Jun 2013)
Tax Bill	$6,973 (2026)
Deeds & Mortgages	Jun 2021 Line of Credit May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`264200 124.11-2-74`

Property Details

APN / Parcel Number

Primary APN	`264200 124.11-2-74`
Alternative APNs	`42001241100002074000` `00642540000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,762 sqft Living Area
1st Floor Area	1,187 sqft
Basement Area	575 sqft
Finished Basement	575 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Split Level
Exterior Material	Wood
Lot Area	28,314 sqft (0.65 acres)
Lot Dimensions	174 ft deep x 232 ft wide
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	191 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00642540000
Street Address	65 WILLOWBEND DR
City	PENFIELD
State	NY
Zip	14526-1122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-20
Legal Description	0039-13-04 VILL GR 2 L99 01
Legal Subdivision	VILLAGE GREEN SUBDIVISION
Legal Block	2
Legal Lot Number	74.000
Jurisdiction	MONROE NY
Township / Civil Division	PENFIELD
Census Block Group	1
Census Block	1014
Census Tract	11504

Owner

65 Willowbend Dr is owned and occupied by two individuals who bought it in June 2013.

Source: Monroe County and Penfield Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	65 WILLOWBEND DR, PENFIELD, NY 14526-1122
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2021	Deed of Trust, Mortgage · Line of Credit ESL FCU
May 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage ESL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2013 · Amount on File
Deed Sale	Jun 28, 2013 · Amount on File
Prior Sale	Jan 28, 2013 · Amount on File
Deed Document Number	2013895
Deed Book / Page	11271 / 30
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	65 WILLOWBEND DR, PENFIELD, NY 14526-1122
Transaction Type	Mortgage
Record Updated	Jul 20, 2021
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000212
Date	Jun 17, 2021
Book Page	29275/212
Instrument	202106171288

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	65 WILLOWBEND DR, PENFIELD, NY 14526-1122
Document Number	0000000010
Instrument Date	May 7, 2020
Transaction Type	Mortgage
Record Updated	Jun 17, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 WILLOWBEND DR PENFIELD NY 145261122, PENFIELD, NY 14526-1122

Mortgage

Document Number	0000000010
Date	May 13, 2020
Book Page	028509/000313
Instrument	10

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 12, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 65 Willowbend Dr was $6,973 with a homeowner's exemption, up 15.3% from the year before.

Source: Monroe County and Penfield Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Penfield Town
Unified School District	Penfield Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,973.00 (+15.29%) Homeowner's exemption
2025	$6,048.00	$212,400 Land $61,200 Building $151,200	$283,200 Land $81,600 Building $201,600
2023		$212,400 (-) Land $61,200 Building $151,200	$226,000 (+6.4%) Land $65,119 Building $160,881
2022		$212,400 Land $61,200 Building $151,200	$212,400 Land $61,200 Building $151,200
2021	$6,520.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 65 Willowbend Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 65 Willowbend Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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