65 Thomas Rd, Royal Oaks (Watsonville), CA 95076 Property Records

Monterey County property record for 65 Thomas Rd, Royal Oaks, CA 95076

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,762 sqft · built 1994
Lot Size0.343 acres (14,941 sqft)
Owner2 Individual Names on File
Last Sale$302,500 (Apr 2021)
Tax Bill$6,653 (2025)
Deeds & MortgagesApr 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN119-181-037-000

Property Details

APN / Parcel Number

Primary APN119-181-037-000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms11 Rooms
Stories2 Stories
Building Area1,762 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleCustom Design
Construction TypeWood
Lot Area14,941 sqft (0.343 acres)
Garage Area600 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address65 THOMAS RD
CityROYAL OAKS
StateCA
Zip95076-5548
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPARCEL 2 AS DESC IN VOL 23 SURVEY MAPS PG. 8 14,945 SQ.FT
JurisdictionMONTEREY CA
Township / Civil DivisionPAJARO
Census Block Group1
Census Block1001
Census Tract14601

Owner

65 Thomas Rd is owned and occupied by two individuals who bought it in April 2021.

Source: Monterey County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address65 THOMAS RD, ROYAL OAKS, CA 95076-5548
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 1, 2021 · Amount on File
Deed SaleApr 1, 2021 · Amount on File
Deed Document Number202123645
Record UpdatedOct 29, 2026

April 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONTEREY CA
Recording DateApr 1, 2021
Property Address65 THOMAS RD, ROYAL OAKS, CA 95076-5548
Document Number0000023645
Map ReferenceVOL 23 PG 8
Instrument DateMar 25, 2021
Instrument2021023645
Transaction TypeTransfer
Record UpdatedJul 21, 2022
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address61 THOMAS RD, ROYAL OAKS, CA 95076-5548

Mortgage

Document Number0000023646
DateApr 1, 2021
Instrument2021023646
Lender
NameBAY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 65 Thomas Rd was $6,653.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$495,261 (+2%) Land $245,341 Building $249,920
2025$6,653.00$485,551 Land $240,531 Building $245,020
2023$5,203.00 (+103.8%)$466,698 Land $231,192 Building $235,506
2022$2,553.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 65 Thomas Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 13 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims2 (1996–1998)
Claims Outside the SFHA1 of 2
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 65 Thomas Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 79% of California
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCWSC LAS LOMAS
private · serves 2,132 people · EPA ID CA2710013
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Cruzio.

Nearby Properties on Thomas Rd

Nearby Streets

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