63 Thomas Rd, Royal Oaks (Watsonville), CA 95076 Property Records

Monterey County property record for 63 Thomas Rd, Royal Oaks, CA 95076

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,619 sqft · built 2002
Lot Size	0.222 acres (9,650 sqft)
Owner	Individual Name on Record
Last Sale	$509,000 (Dec 2017)
Tax Bill	$7,748 (2025)
Deeds & Mortgages	Jun 2019 Mortgage Jun 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`119-191-014-000`

Property Details

APN / Parcel Number

Primary APN	`119-191-014-000`
Alternative APN	`119-191-014`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,619 sqft Living Area
1st Floor Area	1,619 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	9,650 sqft (0.222 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	119-191-014
Street Address	63 THOMAS RD
City	ROYAL OAKS
State	CA
Zip	95076-5548
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALTA LOMA SUBDIVISION VOL 21 C&T PG 13 TRACT 1346 LOT 5 11,838 SQ FT
Legal Subdivision	ALTA LOMA SUBDIVISION
Legal Tract	1346
Legal Block	1
Legal Lot Number	5
Jurisdiction	MONTEREY CA
Township / Civil Division	PAJARO
Census Block Group	1
Census Block	1001
Census Tract	14601

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	63 THOMAS RD, ROYAL OAKS, CA 95076-5548
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jun 5, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Dec 5, 2017	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Dec 5, 2017	Grant Deed, Transfer · FHA Mortgage ALTERRA HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2017 · Amount on Record
Deed Sale	Dec 5, 2017 · Amount on Record
Prior Sale	Jun 27, 2002 · Amount on Record
Deed Document Number	201767081
Last Transfer Date	May 30, 2019
Transfer Doc	0000022695
Record Updated	Oct 29, 2026

June 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Jun 5, 2019
Property Address	63 THOMAS RD, ROYAL OAKS, CA 95076-5548
Document Number	0000022695
Map Reference	VOL 21 PG 13
Instrument Date	May 30, 2019
Instrument	2019022695
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	63 THOMAS RD, ROYAL OAKS, CA 95076-5548

Mortgage

Document Number	0000022697
Date	Jun 5, 2019
Instrument	2019022697

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Jun 5, 2019
Property Address	63 THOMAS RD, ROYAL OAKS, CA 95076-5548
Document Number	0000022696
Instrument Date	May 28, 2019
Instrument	22696
Transaction Type	Transfer
Record Updated	Jun 17, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	63 THOMAS RD ROYAL OAKS CA 950765548, ROYAL OAKS, CA 95076-5548

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Dec 5, 2017
Property Address	63 THOMAS RD, ROYAL OAKS, CA 95076-5548
Document Number	0000067082
Instrument Date	Dec 1, 2017
Instrument	67082
Transaction Type	Transfer
Record Updated	Jan 5, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	63 THOMAS RD ROYAL OAKS CA 950765548, ROYAL OAKS, CA 95076-5548

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Dec 5, 2017
Property Address	63 THOMAS RD, ROYAL OAKS, CA 95076-5548
Document Number	0000067081
Instrument Date	Dec 1, 2017
Instrument	67081
Transaction Type	Transfer
Record Updated	Jan 8, 2018
Title Company	FIRSTAMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$559.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	63 THOMAS RD ROYAL OAKS CA 950765548, ROYAL OAKS, CA 95076-5548

Mortgage

Document Number	67083
Date	Dec 5, 2017
Instrument	67083

Lender

Name	ALTERRA HM LNS
Address	LAS VEGAS, NV 89145

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 4, 2047

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$590,731 (+2%) Land $290,143 Building $300,588
2025	$7,748.00 (+25.43%)	$579,149 (+4.04%) Land $284,454 Building $294,695
2023	$6,177.00 (+1.75%)	$556,661 Land $273,409 Building $283,252
2022	$6,071.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (1996–1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWSC LAS LOMAS private · serves 2,132 people · EPA ID CA2710013
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cruzio.

Nearby Properties on Thomas Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures