61 Thomas Rd, #A, Royal Oaks (Watsonville), CA 95076 Property Records

Monterey County property record for 61 Thomas Rd, #A, Royal Oaks, CA 95076

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 843 sqft · built 1964
Lot Size0.46 acres (20,038 sqft)
Owner2 Individual Names on File
Last Sale$319,000 (May 2003)
Tax Bill$6,377 (2025)
Deeds & MortgagesSep 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN119-181-015-000

Property Details

APN / Parcel Number

Primary APN119-181-015-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area843 sqft Living Area
1st Floor Area843 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleCustom Design
Construction TypeWood
Lot Area20,038 sqft (0.46 acres)

Location & Zoning

Street Address61 THOMAS RD, A
CityROYAL OAKS
StateCA
Zip95076-5548
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVOL 9 PARCEL MAPS PG 185 PARCEL B .46 AC
Legal SubdivisionPM9 185
Legal Block1
JurisdictionMONTEREY CA
Township / Civil DivisionPAJARO
Census Block Group1
Census Block1001
Census Tract14601

Owner

61 Thomas Rd, #A is owned and occupied by two individuals who acquired it in March 2025.

Source: Monterey County records, as of September 17, 2026

Owner of Record2 Individual Names on File
Mailing Address61 THOMAS RD, A, ROYAL OAKS, CA 95076-5548
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 30, 2003 · Amount on File
Deed SaleMay 30, 2003 · Amount on File
Prior SaleNov 3, 2000 · Amount on File
Deed Document Number200362958
Last Transfer DateMar 15, 2025
Transfer Doc0000009490
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Recording DateSep 8, 2026
Property Address61 THOMAS RD, A, ROYAL OAKS, CA 95076-5548
Document Number0000030637
Instrument DateSep 2, 2026
Instrument202630637
Transaction TypeMortgage
Record UpdatedSep 17, 2026
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address61 THOMAS RD, A, ROYAL OAKS, CA 95076-5548

Mortgage

Document Number0000030637,
DateSep 8, 2026
Instrument202630637
Lender
NameWELLS FARGO
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueOct 1, 2041
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 61 Thomas Rd, #A was $6,377, up 10.9% from the year before.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$612,000 (+32.46%) Land $306,000 Building $306,000
2025$6,377.00 (+10.87%)$462,017 Land $289,669 Building $172,348
2024$5,752.00 (+16.01%)
2023$4,958.00 (+1.74%)$444,078 Land $278,422 Building $165,656
2022$4,873.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 61 Thomas Rd, #A in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 13 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims2 (1996–1998)
Claims Outside the SFHA1 of 2
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 61 Thomas Rd, #A is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 79% of California
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCWSC LAS LOMAS
private · serves 2,132 people · EPA ID CA2710013
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Cruzio.

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