59 Summit Trl, Sparta, NJ 07871 Property Records

Sussex County and Sparta Township property record for 59 Summit Trl, Sparta, NJ 07871

Property Summary

Property Type	Single Family Home
Details	2,057 sqft · built 1952
Lot Size	0.412 acres (17,938 sqft)
Owner	2 Individual Names on File
Last Sale	$95,000 (May 1983)
Tax Bill	$11,070 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-04014-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`18-04014-0000-00009`
Alternative APN	`1800049000000006`

Interior

Stories	2 Stories
Building Area	2,057 sqft Living Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Cape Cod
Lot Area	17,938 sqft (0.412 acres)
Lot Dimensions	138 ft deep x 130 ft wide

Location & Zoning

Old Parcel Number	1800049000000006
Street Address	59 SUMMIT TRL
City	SPARTA
State	NJ
Zip	07871-1424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	ADDITIONAL LOTS: L7
Legal Subdivision	LAKE MOHAWK SEC 17
Legal Block	4014
Legal Lot Number	9
Jurisdiction	SUSSEX NJ
Township / Civil Division	SPARTA
Census Block Group	3
Census Block	3007
Census Tract	373100

Owner

59 Summit Trl is owned and occupied by two individuals who bought it in May 1983.

Source: Sussex County and Sparta Township records, as of July 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	59 SUMMIT TRL, SPARTA, NJ 07871-1424
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2022	Deed of Trust, Mortgage · Line of Credit TOWER FCU
Jun 5, 2020	Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 1983 · Amount on File
Deed Sale	May 24, 1983 · Amount on File
Deed Book / Page	1114 / 146
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	59 SUMMIT TRL, SPARTA, NJ 07871-1424
Transaction Type	Mortgage
Record Updated	Apr 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0101080354
Date	Feb 23, 2022
Book Page	10108/354
Instrument	20220223010055720

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	356 Months
Due	Oct 25, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	59 SUMMIT TRL, SPARTA, NJ 07871-1424
Document Number	0098220322
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Aug 14, 2020
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	59 SUMMIT TRL SPARTA NJ 078711424, SPARTA, NJ 07871-1424

Mortgage

Document Number	0098220322
Date	Jul 1, 2020
Book Page	009822/000322
Instrument	122000

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Jun 30, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 59 Summit Trl was $11,070, up 3.1% from the year before.

Source: Sussex County and Sparta Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
County Subdivision	Sparta Township
Unified School District	Sparta Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$301,800 (-) Land $139,800 Building $162,000	$301,800 (-) Land $139,800 Building $162,000
2025	$11,070.00 (+3.13%)	$301,800 Land $139,800 Building $162,000	$301,800 Land $139,800 Building $162,000
2024	$10,734.00
2023		$299,100 Land $139,800 Building $159,300	$299,100 Land $139,800 Building $159,300
2022	$10,175.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 59 Summit Trl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 59 Summit Trl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA TWP WATER UTILITY - LAKE MOHAWK serves 17,625 people · EPA ID NJ1918004
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb
Copper	1.36 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jul 2023 Lead public education Jan 2021
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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