65 Spruce St, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 65 Spruce St, Bloomfield, NJ 07003

Property Summary

Property Type	Single Family Home
Details	2,084 sqft · built 1891
Lot Size	0.069 acres (3,010 sqft)
Owner	2 Individual Names on Record
Last Sale	$649,900 (Mar 2024)
Tax Bill	$14,434 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Mar 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-00277-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`02-00277-0000-00011`
Alternative APN	`020027700011`

Interior

Stories	1 Story
Building Area	2,084 sqft Living Area
1st Floor Area	2,084 sqft

Exterior

Year Built	Built 1891
Effective Year Built	Effective 1891
Lot Area	3,010 sqft (0.069 acres)
Lot Dimensions	94 ft deep x 32 ft wide

Location & Zoning

Old Parcel Number	020027700011
Street Address	65 SPRUCE ST
City	BLOOMFIELD
State	NJ
Zip	07003-3436
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	32 X 94
Legal Block	277
Legal Lot Number	11
Jurisdiction	ESSEX NJ
Township / Civil Division	BLOOMFIELD
Census Block Group	4
Census Block	4001
Census Tract	15400

Owner

Source: Essex County and Bloomfield Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	65 SPRUCE ST, BLOOMFIELD, NJ 07003-3436
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2025	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 7, 2024	Deed, Transfer · Conventional Mortgage BOND STREET MORTGAGE LLC
Jun 21, 2023	Deed, Transfer ACRES LAND TITLE AGENCY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2024 · Amount on Record
Deed Sale	Mar 7, 2024 · Amount on Record
Prior Sale	Jun 21, 2023 · Amount on Record
Deed Document Number	202413441
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	65 SPRUCE ST, BLOOMFIELD, NJ 07003-3436
Transaction Type	Mortgage
Record Updated	Dec 17, 2025
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 SPRUCE ST, BLOOMFIELD, NJ 07003-3436

Mortgage

Document Number	0000071006
Date	Nov 14, 2025
Instrument	2025071006

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Mar 7, 2024
Property Address	65 SPRUCE ST, BLOOMFIELD, NJ 07003-3436
Document Number	0000013441
Instrument Date	Mar 1, 2024
Instrument	2024013441
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	UNKNOWN, WEISS TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	138 WASHINGTON AVE, AVON BY THE SEA, NJ 07717-1321

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 SPRUCE ST, BLOOMFIELD, NJ 07003-3436

Mortgage

Document Number	0000013442
Date	Mar 7, 2024
Instrument	2024013442

Lender

Name	BOND STREET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Jun 21, 2023
Property Address	65 SPRUCE ST, BLOOMFIELD, NJ 07003-3436
Document Number	0000037294
Instrument Date	Jun 13, 2023
Instrument	2023037294
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 BANTA RD, KINNELON, NJ 07405-2503

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 WASHINGTON AVE, AVON BY THE SEA, NJ 07717-1321
Mail Care Of	THOMAS J RUANE

Tax Assessment & Valuation

Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Bloomfield Township
Unified School District	Bloomfield Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$413,700 (-) Land $123,100 Building $290,600	$413,700 (-) Land $123,100 Building $290,600
2025	$14,434.00 (+22.81%)	$413,700 (+19.39%) Land $123,100 Building $290,600	$413,700 (+19.39%) Land $123,100 Building $290,600
2024	$11,753.00 (+10.94%)
2023		$346,500 (-) Land $123,100 Building $223,400	$346,500 (-) Land $123,100 Building $223,400
2022	$10,594.00 (+8.56%) Disabled Person's exemption Widower's exemption	$346,500 Land $123,100 Building $223,400	$346,500 Land $123,100 Building $223,400
2021	$9,759.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	25 (1978–2021)
Claims Outside the SFHA	13 of 25
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead service line replacement Jan 2022
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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