Essex County and Bloomfield Township property record for 73 Spruce St, Bloomfield, NJ 07003
| Property Type | Single Family Home |
|---|---|
| Details | 1,684 sqft · built 1890 |
| Lot Size | 0.122 acres (5,301 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $11,789 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-00277-0000-00014 |
| Primary APN | 02-00277-0000-00014 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,684 sqft Living Area |
| 1st Floor Area | 1,684 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Lot Area | 5,301 sqft (0.122 acres) |
| Lot Dimensions | 100 ft deep x 53 ft wide |
| Old Parcel Number | 020027700014 |
|---|---|
| Street Address | 73 SPRUCE ST |
| City | BLOOMFIELD |
| State | NJ |
| Zip | 07003-3436 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1B |
| Legal Description | 53 X 100 |
| Legal Block | 277 |
| Legal Lot Number | 14 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | BLOOMFIELD |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 15400 |
Source: Essex County and Bloomfield Township records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 73 SPRUCE ST, BLOOMFIELD, NJ 07003-3436 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 73 SPRUCE ST, BLOOMFIELD, NJ 07003-3436 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Title Company | ALL JERSEY TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 73 SPRUCE ST, BLOOMFIELD, NJ 07003-3436 |
| Document Number | 0000021220 |
|---|---|
| Date | Apr 5, 2023 |
| Instrument | 2023021220 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2053 |
Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Bloomfield Township |
| Unified School District | Bloomfield Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $337,900 (-) Land $128,800 Building $209,100 | $337,900 (-) Land $128,800 Building $209,100 | |
| 2025 | $11,789.00 (+2.86%) | $337,900 (-) Land $128,800 Building $209,100 | $337,900 (-) Land $128,800 Building $209,100 |
| 2024 | $11,461.00 (+5.93%) | ||
| 2023 | $337,900 Land $128,800 Building $209,100 | $337,900 Land $128,800 Building $209,100 | |
| 2022 | $10,819.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 25 (1978–2021) |
| Claims Outside the SFHA | 13 of 25 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001 |
|---|---|
| Water Source | Purchased surface water from NEWARK WATER DEPARTMENT |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2022 Lead service line replacement Jan 2022 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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