59 Spruce St, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 59 Spruce St, Bloomfield, NJ 07003

Property Summary

Property Type	Single Family Home
Details	1,360 sqft · built 1900
Lot Size	0.049 acres (2,126 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Aug 2017)
Tax Bill	$11,838 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-00277-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`02-00277-0000-00008`
Alternative APN	`020027700008`

Interior

Stories	1 Story
Building Area	1,360 sqft Living Area
1st Floor Area	1,360 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	2,126 sqft (0.049 acres)
Lot Dimensions	85 ft deep x 25 ft wide

Location & Zoning

Old Parcel Number	020027700008
Street Address	59 SPRUCE ST
City	BLOOMFIELD
State	NJ
Zip	07003-3436
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	25 X 85
Legal Block	277
Legal Lot Number	8
Jurisdiction	ESSEX NJ
Township / Civil Division	BLOOMFIELD
Census Block Group	4
Census Block	4001
Census Tract	15400

Owner

Source: Essex County and Bloomfield Township records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	59 SPRUCE ST, BLOOMFIELD, NJ 07003-3436
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS
Aug 3, 2017	Grant Deed, Transfer FIRST CONSTITUTION BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2017 · Amount on Record
Deed Sale	Aug 3, 2017 · Amount on Record
Deed Document Number	201768139
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	59 SPRUCE ST, BLOOMFIELD, NJ 07003-3436
Document Number	0000109357
Instrument Date	Oct 23, 2020
Transaction Type	Mortgage
Record Updated	Dec 18, 2020
Title Company	FORT SETTLEMENT SERVICES LLC, FORT SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 SPRUCE ST BLOOMFIELD NJ 070033436, BLOOMFIELD, NJ 07003-3436

Mortgage

Document Number	0000109357
Date	Nov 4, 2020
Instrument	109357

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 3, 2050

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Aug 3, 2017
Property Address	59 SPRUCE ST, BLOOMFIELD, NJ 07003-3436
Document Number	0000068139
Instrument Date	Jul 12, 2017
Instrument	68139
Transaction Type	Transfer
Record Updated	Dec 4, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 SPRUCE ST BLOOMFIELD NJ 070033436, BLOOMFIELD, NJ 07003-3436

Mortgage

Document Number	68165
Date	Aug 3, 2017
Instrument	68165

Lender

Name	FIRST CONSTITUTION BK
Type	Bank
Address	CRANBURY, NJ 08512

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 2, 2047

Tax Assessment & Valuation

Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Bloomfield Township
Unified School District	Bloomfield Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$339,300 (-) Land $120,800 Building $218,500	$339,300 (-) Land $120,800 Building $218,500
2025	$11,838.00 (+2.86%)	$339,300 (-) Land $120,800 Building $218,500	$339,300 (-) Land $120,800 Building $218,500
2024	$11,509.00 (+5.94%)
2023		$339,300 Land $120,800 Building $218,500	$339,300 Land $120,800 Building $218,500
2022	$10,864.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	25 (1978–2021)
Claims Outside the SFHA	13 of 25
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead service line replacement Jan 2022
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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