69 Spruce St, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 69 Spruce St, Bloomfield, NJ 07003

Property Summary

Property Type	Single Family Home
Details	1,400 sqft · built 1899
Lot Size	0.107 acres (4,648 sqft)
Owner	2 Individual Names on Record
Last Sale	$479,382 (Jul 2022)
Tax Bill	$11,863 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-00277-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`02-00277-0000-00012`
Alternative APN	`020027700012`

Interior

Stories	1 Story
Building Area	1,400 sqft Living Area
1st Floor Area	1,400 sqft

Exterior

Year Built	Built 1899
Effective Year Built	Effective 1899
Lot Area	4,648 sqft (0.107 acres)
Lot Dimensions	93 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	020027700012
Street Address	69 SPRUCE ST
City	BLOOMFIELD
State	NJ
Zip	07003-3436
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	50 X 93
Legal Block	277
Legal Lot Number	12
Jurisdiction	ESSEX NJ
Township / Civil Division	BLOOMFIELD
Census Block Group	4
Census Block	4001
Census Tract	15400

Owner

Source: Essex County and Bloomfield Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	69 SPRUCE ST, BLOOMFIELD, NJ 07003-3436
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2022	Bargain and Sale Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Apr 11, 2018	Grant Deed, Transfer AMERISAVE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2022 · Amount on Record
Deed Sale	Jul 6, 2022 · Amount on Record
Prior Sale	Apr 11, 2018 · Amount on Record
Deed Document Number	202263571
Record Updated	Oct 29, 2026

July 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ESSEX NJ
Recording Date	Jul 6, 2022
Property Address	69 SPRUCE ST, BLOOMFIELD, NJ 07003-3436
Document Number	0000063571
Instrument Date	Jun 17, 2022
Instrument	2022063571
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	SUNNYSIDE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,198.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 N WILLOW ST # ST5, ST5, MONTCLAIR, NJ 07042-3590

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69 SPRUCE ST, BLOOMFIELD, NJ 07003-3436
Investor	Possibly a Property Investor

Mortgage

Document Number	0000063572
Date	Jul 6, 2022
Instrument	2022063572

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Apr 11, 2018
Property Address	69 SPRUCE ST, BLOOMFIELD, NJ 07003-3436
Document Number	0000031253
Instrument Date	Mar 5, 2018
Instrument	31253
Transaction Type	Transfer
Record Updated	Jun 18, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$241.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	116 DAVEY ST #B BLOOMFIELD NJ 070036238, B, BLOOMFIELD, NJ 07003-6238

Mortgage

Document Number	31254
Date	Apr 11, 2018
Instrument	31254

Lender

Name	AMERISAVE MTG
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 10, 2048

Tax Assessment & Valuation

Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Bloomfield Township
Unified School District	Bloomfield Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$340,000 (-) Land $127,700 Building $212,300	$340,000 (-) Land $127,700 Building $212,300
2025	$11,863.00 (+2.87%)	$340,000 (-) Land $127,700 Building $212,300	$340,000 (-) Land $127,700 Building $212,300
2024	$11,532.00 (+5.93%)
2023		$340,000 Land $127,700 Building $212,300	$340,000 Land $127,700 Building $212,300
2022	$10,886.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	25 (1978–2021)
Claims Outside the SFHA	13 of 25
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead service line replacement Jan 2022
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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