Orange County property record for 65 Pine St, Windermere, FL 34786 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2003 |
| Square Footage | 5,793 sqft Living Area |
| Lot Size | 75,596 sqft (1.73 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,760,000 (2022) |
| Tax Bill | $43,955.00 (2025) |
| Primary APN | 17-23-28-9336-04-650 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 5,793 sqft Living Area |
| Gross Area | 8,392 sqft Gross Area |
| 1st Floor | 2,075 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 75,596 sqft (1.73 acres) |
| Garage Type | Attached Garage |
| Garage Area | 644 sqft Garage |
| Porch Area | 691 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 65 PINE ST |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-8549 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PLAT OF WINDERMERE G/36 LOT 465 & N 30 FT OF VAC R/W ON THE SOUTH DESC: BEG AT THE SW CORNER OF LOT 465 TH N18-04-01W 45 7.83 TH S68-45-32E 116.35 FT TH S18-04-01E 420 FT TH S75-37- |
| Legal Subdivision | WINDERMERE |
| Legal Tract | 9336 |
| Legal Block | 4 |
| Legal Lot Number | 465 |
| Jurisdiction | ORANGE FL |
| Minor Civil Division | SOUTHWEST ORANGE |
| Census Blockgroup | 1 |
| Census Block | 1004 |
| Census Tract | 14809 |
Source: Orange County records · APN 17-23-28-9336-04-650
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 65 PINE ST, WINDERMERE, FL 34786-8549 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 22, 2023 | Deed of Trust, Mortgage · Building or Construction Mortgage AMERICAN MOMENTUM BANK |
| Jul 11, 2022 | Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Sep 11, 2020 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 11, 2022 · Amount on Record |
| Deed Sale | Jul 11, 2022 · Amount on Record |
| Prior Sale | Sep 11, 2020 · Amount on Record |
| Deed Doc Number | 2022420090 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 65 PINE ST, WINDERMERE, FL 34786-8549 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2023 |
| Name | Verified Name |
|---|---|
| Address | 8754 SOUTHERN BREEZE DR, ORLANDO, FL 32836-5064 |
| Document Number | 0000160247 |
|---|---|
| Date | Mar 22, 2023 |
| Instrument | 20230160247 |
| Name | AMERICAN MOMENTUM BANK |
|---|---|
| Type | Bank |
| Address | COLLEGE STATION, TX 77845 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Mar 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Type Change Date | Mar 01, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.6% |
| Index | Other |
| Max Rate | 10.6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jul 11, 2022 |
| Property Address | 65 PINE ST, WINDERMERE, FL 34786-8549 |
| Document Number | 0000420090 |
| Map Reference | MB G PG 36 |
| Instrument Date | Jul 08, 2022 |
| Instrument | 20220420090 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Tax | $12,320.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8815 CONROY WINDERMERE RD # 220, 8815, ORLANDO, FL 32835-3129 |
| Name | Verified Name |
|---|---|
| Address | 8754 SOUTHERN BREEZE DR, ORLANDO, FL 32836-5064 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Sep 11, 2020 |
| Property Address | 65 PINE ST, WINDERMERE, FL 34786-8549 |
| Document Number | 0000476948 |
| Instrument Date | Sep 08, 2020 |
| Instrument | 476948 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2020 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $6,510.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8815 CONROY WINDERMERE RD #220 ORLANDO FL 328353129, 220, ORLANDO, FL 32835-3129 |
Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Windermere Town |
| Unified School District | Orange County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,727,160 (-0.3%) Land $1,600,000 Building $1,127,160 | $2,727,160 (-0.3%) Land $1,600,000 Building $1,127,160 | |
| 2025 | $43,955.00 (+64.83%) | $2,735,300 (+70.96%) Land $1,600,000 Building $1,135,300 | $2,735,300 (+70.96%) Land $1,600,000 Building $1,135,300 |
| 2024 | $26,667.00 (+2.81%) | ||
| 2023 | $25,938.00 (+75.83%) | $1,600,000 (+82.86%) Land $1,600,000 | $1,600,000 (+82.86%) Land $1,600,000 |
| 2022 | $14,752.00 | $875,000 Land $875,000 | $875,000 Land $875,000 |
Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 100.7 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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