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43 Pine St, Windermere, FL 34786 Property Records

Orange County property record for 43 Pine St, Windermere, FL 34786 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms4 Baths
Year BuiltBuilt 2019
Square Footage3,451 sqft Living Area
Lot Size16,003 sqft (0.367 acres)
OccupancyOwner Occupied
Last Sale$8,700 (2020)
Tax Bill$13,950.00 (2025)

Property Details

APN / Parcel Number

Primary APN17-23-28-9336-30-490
Alternative APNs
  • 282317933630490
  • 284655
  • 289504
  • 293668

Interior

Bedrooms4 Beds
Full Baths4 Baths
Building Area3,451 sqft Living Area
Gross Area5,077 sqft Gross Area
1st Floor2,506 sqft 1st Floor
Stories2 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area16,003 sqft (0.367 acres)
Garage TypeAttached Garage
Garage Area832 sqft Garage
Total Buildings2 Total Buildings
Porch Area523 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Street Address43 PINE ST
CityWINDERMERE
StateFL
Zip34786-8549
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPLAT OF WINDERMERE G/36 LOT C49 DESC: BEG AT THE NW CORNER L OT C49 TH N71-56-29E 200 FT TH S18-04-01E 80 FT TH S71-56-29 W 200 FT TH N18-04-01W 80 FT
Legal Range28E
Legal Township23S
Legal Section17
Legal SubdivisionWINDERMERE
Legal Tract9336
Legal Block30
Legal Lot NumberC49
JurisdictionORANGE FL
Minor Civil DivisionSOUTHWEST ORANGE
Census Blockgroup1
Census Block1004
Census Tract14809

Owner

Source: Orange County records · APN 17-23-28-9336-30-490

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address43 PINE ST, WINDERMERE, FL 34786-8549
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Jan 22, 2021Deed of Trust, Mortgage · Line of Credit
PENTAGON FCU
Oct 04, 2018Warranty Deed, Transfer
MID FLORIDA TITLE
Nov 06, 2017Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM)
SEACOAST NATIONAL BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 21, 2020 · Amount on Record
Deed SaleApr 21, 2020 · Amount on Record
Prior SaleOct 04, 2018 · Amount on Record
Deed Doc Number2020244739
Record RefreshedJun 08, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address43 PINE ST, WINDERMERE, FL 34786-8549
Document Number0000053586
Instrument DateJan 22, 2021
Transaction TypeMortgage
Record UpdatedFeb 12, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address43 PINE ST WINDERMERE FL 347868549, WINDERMERE, FL 34786-8549

Mortgage

Document Number0000053586
DateJan 28, 2021
Instrument53586
Lender
NamePENTAGON FCU
TypeCredit Union
AddressTYSONS, VA 22102
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 27, 2051
Interest
Rate TypeAdjustable Rate

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateOct 04, 2018
Property Address43 PINE ST, WINDERMERE, FL 34786-8549
Document Number0000588258
Instrument DateOct 04, 2018
Instrument588258
Transaction TypeTransfer
Record UpdatedOct 22, 2018
Title CompanyMID FLORIDA TITLE

Transaction

AmountAmount Recorded
Tax$2,450.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5710 CRAINDALE DR ORLANDO FL 328193915, ORLANDO, FL 32819-3915

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateNov 06, 2017
Property Address43 PINE ST, WINDERMERE, FL 34786-8549
Document Number0000604842
Map ReferenceMB G PG 36-39
Instrument DateNov 03, 2017
Instrument20170604842
Transaction TypeTransfer
Record UpdatedJan 03, 2022
Title CompanyMID FLORIDA TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,170.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address618 W 2ND AVE, 618, WINDERMERE, FL 34786-8524

Transferred To (Grantee/Buyer)

NameVerified Name
Address1127 OAKDALE ST, WINDERMERE, FL 34786-8744

Mortgage

Document Number0000604843
DateNov 06, 2017
Instrument20170604843
Lender
NameSEACOAST NATIONAL BANK
TypeBank
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term181 Months
DueDec 01, 2032
Interest
Rate TypeAdjustable Rate
Rate3.62%
Type Change DateDec 01, 2022
Change FrequencyAnnually
Min Rate At Change3.5%
Max Rate At Change5.62%
Index1-Year CMT
Max Rate8.62%

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityWindermere Town
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$899,109 (+2.7%)$1,083,130 (-0.97%) Land $390,000 Building $693,130
2025$13,950.00 (+2.84%) Homeowner's exemption$875,471 (+5.99%)$1,093,760 (+7.85%) Land $390,000 Building $703,760
2024$13,565.00 (+3.36%)
2023$13,124.00 (+2.83%) Homeowner's exemption$826,017 (+3%)$1,014,171 (+13.94%) Land $390,000 Building $624,171
2022$12,763.00 Homeowner's exemption$801,958$890,128 Land $360,000 Building $530,128

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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