86 Pine St, Windermere, FL 34786 Property Records

Orange County property record for 86 Pine St, Windermere, FL 34786 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1989
Square Footage3,217 sqft Living Area
Lot Size26,280 sqft (0.603 acres)
OccupancyOwner Occupied
Last Sale$1,200,000 (2005)
Tax Bill$17,369.00 (2025)

Property Details

APN / Parcel Number

Primary APN17-23-28-9336-30-280
Alternative APNs
  • 282317933630280
  • 284628
  • 289477
  • 293642

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area3,217 sqft Living Area
Gross Area5,295 sqft Gross Area
1st Floor1,739 sqft 1st Floor
Stories2 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Exterior MaterialBrick Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialConcrete Roof
Lot Area26,280 sqft (0.603 acres)
Parking Spaces5 Parking Spaces
Garage TypeDetached Garage
Garage Area625 sqft Garage
Total Buildings2 Total Buildings
Porch Area1,192 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Street Address86 PINE ST
CityWINDERMERE
StateFL
Zip34786-8548
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPLAT OF WINDERMERE G/36 BEG NELY COR OF LOT 28C RUN S 73 DEG W 100 FT S 22 DEG W 83.77 FT S 73 DEG W 90 FT S 16 DEG W 40 FT TO SHORELINE TH WLY & NLY TO AN INTERSECTION OF A LINE L
Legal Range28E
Legal Township23S
Legal Section17
Legal SubdivisionWINDERMERE
Legal Tract9336
Legal Block30
Legal Lot Number28C
JurisdictionORANGE FL
Minor Civil DivisionSOUTHWEST ORANGE
Census Blockgroup1
Census Block1004
Census Tract14809

Owner

Source: Orange County records · APN 17-23-28-9336-30-280

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address86 PINE ST, WINDERMERE, FL 34786-8548
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jun 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Sep 20, 2019Deed of Trust, Mortgage · Line of Credit
FIDELITY BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 25, 2005 · Amount on Record
Deed SaleMar 25, 2005 · Amount on Record
Deed Doc Number2005206316
Deed Book / Page7889 / 166
Last Transfer DateApr 06, 2015
Transfer Doc0000179095
Record RefreshedJun 08, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address86 PINE ST, WINDERMERE, FL 34786-8548
Transaction TypeMortgage
Record UpdatedOct 07, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address86 PINE ST, WINDERMERE, FL 34786-8548

Mortgage

Document Number20210580673
DateSep 23, 2021
Instrument20210580673
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueJul 01, 2051

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address86 PINE ST, WINDERMERE, FL 34786-8548
Transaction TypeMortgage
Record UpdatedJun 29, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address86 PINE ST, WINDERMERE, FL 34786-8548

Mortgage

Document Number20210350293
DateJun 11, 2021
Instrument20210350293
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address86 PINE ST, WINDERMERE, FL 34786-8548
Document Number0000662338
Instrument DateSep 20, 2019
Transaction TypeMortgage
Record UpdatedNov 06, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address86 PINE ST WINDERMERE FL 347868548, WINDERMERE, FL 34786-8548

Mortgage

Document Number0000662338
DateOct 22, 2019
Instrument662338
Lender
NameFIDELITY BK
TypeBank
AddressWINTER GARDEN, FL 34787
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueOct 21, 2029
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityWindermere Town
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,090,001 (+2.7%)$1,694,330 (-0.62%) Land $1,130,000 Building $564,330
2025$17,369.00 (+2.95%) Homeowner's exemption$1,061,345 (+5.99%)$1,704,880 (+3.92%) Land $1,130,000 Building $574,880
2024$16,871.00 (+3.33%)
2023$16,328.00 (+2.86%) Homeowner's exemption$1,001,391 (+3%)$1,640,567 (+21.15%) Land $1,130,000 Building $510,567
2022$15,874.00 Homeowner's exemption$972,224$1,354,191 Land $920,000 Building $434,191

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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