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92 Pine St, Windermere, FL 34786 Property Records

Orange County property record for 92 Pine St, Windermere, FL 34786 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms4.5 Baths
Year BuiltBuilt 1995
Square Footage4,333 sqft Living Area
Lot Size26,838 sqft (0.616 acres)
OccupancyOwner Occupied
Last Sale$1,100,000 (2019)
Tax Bill$19,710.00 (2025)

Property Details

APN / Parcel Number

Primary APN17-23-28-9336-30-281
Alternative APNs
  • 282317933630281
  • 284629
  • 289478
  • 293643

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Partial Baths1 Partial Baths
Building Area4,333 sqft Living Area
Gross Area6,588 sqft Gross Area
1st Floor2,344 sqft 1st Floor
Stories2 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1995
Exterior MaterialWood Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area26,838 sqft (0.616 acres)
Parking Spaces4 Parking Spaces
Garage TypeAttached Garage
Garage Area938 sqft Garage
Patio Area108 sqft Patio
Porch Area462 sqft Porch
Boat AccessBoat Access

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address92 PINE ST
CityWINDERMERE
StateFL
Zip34786-8548
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPLAT OF WINDERMERE G/36 BEG NELY COR LOT 28C TH S73W 100 FT TH S22W 83.77 FT TH S73W 90 FT TH S16W 40 FT TO SHORELINE TH SELY ALONG SHORELINE TO S LINE OF LOT 28C TH N73E TO W R/W
Legal Range28E
Legal Township23S
Legal Section17
Legal SubdivisionWINDERMERE
Legal Tract9336
Legal Block30
Legal Lot Number28C
JurisdictionORANGE FL
Minor Civil DivisionSOUTHWEST ORANGE
Census Blockgroup1
Census Block1004
Census Tract14809

Owner

Source: Orange County records · APN 17-23-28-9336-30-281

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address92 PINE ST, WINDERMERE, FL 34786-8548
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 06, 2021Deed of Trust, Mortgage · Conventional Mortgage
CITY NATIONAL BANK OF FLORIDA
Apr 16, 2019Warranty Deed, Transfer
RAYMOND & JACQUELINE SMITH

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 16, 2019 · Amount on Record
Deed SaleApr 16, 2019 · Amount on Record
Prior SaleJan 16, 2003 · Amount on Record
Deed Doc Number2019230062
Record RefreshedJun 08, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address92 PINE ST, WINDERMERE, FL 34786-8548
Transaction TypeMortgage
Record UpdatedAug 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address92 PINE ST, WINDERMERE, FL 34786-8548

Mortgage

Document Number0000400054
DateJul 06, 2021
Instrument20210400054
Lender
NameCITY NATIONAL BANK OF FLORIDA
TypeBank
AddressMIAMI, FL 33131
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2051

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateApr 16, 2019
Property Address92 PINE ST, WINDERMERE, FL 34786-8548
Document Number0000230062
Instrument DateApr 15, 2019
Instrument230062
Transaction TypeTransfer
Record UpdatedMay 02, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$7,700.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address92 PINE ST WINDERMERE FL 347868548, WINDERMERE, FL 34786-8548

Mortgage

Document Number230063
DateApr 16, 2019
Instrument230063
Lender
NameRAYMOND & JACQUELINE SMITH
Address9300 CONROY WINDERMERE RD # 790, WINDERMERE, FL 34786-5032
Special NotesLender is also the Seller
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityWindermere Town
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,236,735 (+2.7%)$1,599,740 (-0.79%) Land $1,110,000 Building $489,740
2025$19,710.00 (+2.94%) Homeowner's exemption$1,204,221 (+5.99%)$1,612,450 (+3.72%) Land $1,110,000 Building $502,450
2024$19,148.00 (+3.32%)
2023$18,533.00 (+2.97%) Homeowner's exemption$1,136,197 (+3%)$1,554,611 (+30.65%) Land $1,110,000 Building $444,611
2022$17,999.00 Homeowner's exemption$1,103,104$1,189,905 Land $810,000 Building $379,905

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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