Hampden County and Ludlow Town property record for 65 Paulding Rd, Ludlow, MA 01056 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1984 |
| Square Footage | 1,540 sqft Living Area |
| Lot Size | 15,159 sqft (0.348 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $249,900 (2020) |
| Tax Bill | $5,318.00 (2025) |
| Primary APN | M:17D-11250 B:47 L:0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,540 sqft Living Area |
| Gross Area | 2,320 sqft Gross Area |
| Stories | 1 Stories |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Raised Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 15,159 sqft (0.348 acres) |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Oil Heating Fuel |
| Account Number | 6453 |
|---|---|
| Street Address | 65 PAULDING RD |
| City | LUDLOW |
| State | MA |
| Zip | 01056-1431 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 11250 |
| Jurisdiction | LUDLOW MA |
| Minor Civil Division | LUDLOW |
| Census Blockgroup | 1 |
| Census Block | 1002 |
| Census Tract | 810412 |
Source: Hampden County and Ludlow Town records · APN M:17D-11250 B:47 L:0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 65 PAULDING RD, LUDLOW, MA 01056-1431 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 09, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage PENNYMAC LOAN SERVICES LLC |
| May 29, 2020 | Quit Claim Arm's Length for NE States, Transfer · Federal Housing Administration (FHA) Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 29, 2020 · Amount on Record |
| Deed Sale | May 29, 2020 · Amount on Record |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUDLOW MA |
| Property Address | 65 PAULDING RD, LUDLOW, MA 01056-1431 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 024291-443 |
|---|---|
| Date | Dec 09, 2021 |
| Book Page | 24291/443 |
| Instrument | 87321 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | LUDLOW MA |
| Recording Date | May 29, 2020 |
| Property Address | 65 PAULDING RD, LUDLOW, MA 01056-1431 |
| Document Number | 23234-223 |
| Book / Page | 23234 / 223 |
| Instrument Date | May 20, 2020 |
| Instrument | 27367 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 62 MIDWAY ST, SPRINGFIELD, MA 01151-1325 |
| Document Number | 27368 |
|---|---|
| Date | May 29, 2020 |
| Instrument | 27368 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Hampden County and Ludlow Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Ludlow Town |
| Unified School District | Ludlow School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,318.00 (+1.33%) | $306,500 (+5.65%) Land $108,800 Building $197,700 | $393,585 (+6.53%) |
| 2024 | $5,248.00 (+4.54%) | $290,100 (+12.75%) Land $108,600 Building $181,500 | $369,455 |
| 2023 | $5,020.00 | $257,300 Land $95,300 Building $162,000 |
65 Paulding Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Hampden County (25013C), updated June 7, 2023
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 58th in Massachusetts |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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