35 Paulding Rd, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 35 Paulding Rd, Ludlow, MA 01056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,630 sqft · built 1959
Lot Size	0.348 acres (15,159 sqft)
Owner	Individual Name on File
Tax Bill	$5,807 (2025)
Deeds & Mortgages	Dec 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`M:17D-11250 B:44 L:0`

Property Details

APN / Parcel Number

Primary APN	`M:17D-11250 B:44 L:0`
Alternative APNs	`LUDL M:17D B:11250 P:44` `6450`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,630 sqft Living Area
Gross Area	5,086 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	15,159 sqft (0.348 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	6450
Street Address	35 PAULDING RD
City	LUDLOW
State	MA
Zip	01056-1431
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES A
Legal Block	11250
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	1
Census Block	1002
Census Tract	810412

Owner

Source: Hampden County and Ludlow Town records · APN M:17D-11250 B:44 L:0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	35 PAULDING RD, LUDLOW, MA 01056-1431
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Dec 06, 2023
Transfer Doc	025276-233
Record Updated	Sep 20, 2026

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUDLOW MA
Recording Date	Dec 28, 2023
Property Address	35 PAULDING RD, LUDLOW, MA 01056-1431
Document Number	025276-233
Book / Page	25276 / 233
Instrument Date	Dec 06, 2023
Instrument	61792
Transaction Type	Transfer
Record Updated	Jan 12, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	99 EDGEWOOD RD, LUDLOW, MA 01056-1420

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,807.00 (+5.01%)	$334,700 (+9.49%) Land $108,800 Building $225,900	$402,800 (+7.31%)
2024	$5,530.00 (+5.17%)	$305,700 (+13.43%) Land $108,600 Building $197,100	$375,345
2023	$5,258.00	$269,500 Land $95,300 Building $174,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), as of June 7, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250138104121, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2011 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 120 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MA1281000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.