Hampden County and Ludlow Town property record for 30 Paulding Rd, Ludlow, MA 01056 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,040 sqft · built 1994 |
| Lot Size | 0.351 acres (15,290 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $165,000 (Sep 2016) |
| Tax Bill | $4,605 (2025) |
| Deeds & Mortgages | Apr 2021 Refinance Jun 2023 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:17D-11250 B:38A L:0 |
| Primary APN | M:17D-11250 B:38A L:0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| Gross Area | 2,223 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,290 sqft (0.351 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 6445 |
|---|---|
| Street Address | 30 PAULDING RD |
| City | LUDLOW |
| State | MA |
| Zip | 01056-1430 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 11250 |
| Jurisdiction | LUDLOW MA |
| Township / Civil Division | LUDLOW |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 810412 |
Source: Hampden County and Ludlow Town records · APN M:17D-11250 B:38A L:0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 30 PAULDING RD, LUDLOW, MA 01056-1430 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 28, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance RIVER CITY MORTGAGE LLC |
| Jun 15, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA |
| Apr 28, 2021 | Quit Claim Deed, Transfer · Stand-Alone Refinance RIVER CITY MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 23, 2016 · Amount on Record |
| Deed Sale | Sep 23, 2016 · Amount on Record |
| Last Transfer Date | Mar 23, 2021 |
| Transfer Doc | 23849-229 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUDLOW MA |
| Property Address | 30 PAULDING RD, LUDLOW, MA 01056-1430 |
| Transaction Type | Mortgage |
| Record Updated | Nov 01, 2023 |
| Name | Verified Name |
|---|
| Document Number | 023849-232 |
|---|---|
| Date | Apr 28, 2021 |
| Book Page | 23849/232 |
| Instrument | 28682 |
| Name | RIVER CITY MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUDLOW MA |
| Property Address | 30 PAULDING RD, LUDLOW, MA 01056-1430 |
| Transaction Type | Mortgage |
| Record Updated | Jul 03, 2023 |
| Name | Verified Name |
|---|
| Document Number | 025043-503 |
|---|---|
| Date | Jun 15, 2023 |
| Book Page | 25043/503 |
| Instrument | 27376 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LUDLOW MA |
| Recording Date | Apr 28, 2021 |
| Property Address | 30 PAULDING RD, LUDLOW, MA 01056-1430 |
| Document Number | 23849-229 |
| Book / Page | 23849 / 229 |
| Instrument Date | Mar 23, 2021 |
| Instrument | 28681 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2021 |
| Title Company | MISC COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 30 PAULDING RD, LUDLOW, MA 01056-1430 |
| Document Number | 23849-232 |
|---|---|
| Date | Apr 28, 2021 |
| Book Page | 23849/232 |
| Instrument | 28682 |
| Name | RIVER CITY MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
Source: Hampden County and Ludlow Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Ludlow Town |
| Unified School District | Ludlow School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,605.00 (+6.47%) | $265,400 (+11%) Land $108,900 Building $156,500 | $310,935 (+5.04%) |
| 2024 | $4,325.00 (+6.42%) | $239,100 (+14.79%) Land $108,700 Building $130,400 | $296,020 |
| 2023 | $4,064.00 | $208,300 Land $95,400 Building $112,900 |
Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250138104121, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2011, rainfall accumulation |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 139 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| GoNetspeed | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 1,000 |
May also be available at this address: T-Mobile USA, Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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