56 Paulding Rd, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 56 Paulding Rd, Ludlow, MA 01056 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2.5 Baths
Year Built	Built 1986
Square Footage	2,232 sqft Living Area
Lot Size	37,418 sqft (0.859 acres)
Occupancy	Owner Occupied
Last Sale	$274,000 (2018)
Tax Bill	$7,738.00 (2025)

Owner

Source: Hampden County and Ludlow Town records · APN M:17D-11250 B:38 L:0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	56 PAULDING RD, LUDLOW, MA 01056-1430
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 19, 2018 · Amount on Record
Deed Sale	Oct 19, 2018 · Amount on Record
Record Refreshed	Sep 20, 2026

October 2018: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	LUDLOW MA
Recording Date	Oct 19, 2018
Property Address	56 PAULDING RD, LUDLOW, MA 01056-1430
Document Number	22409-543
Book / Page	22409 / 543
Instrument	62783
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$66.67
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	224090545
Date	Oct 19, 2018
Instrument	22409/0545

Lender

Name	LUSO FCU
Type	Credit Union

Agreement

Type	Adjustable Rate Mortgage (ARM)
Amount	Amount Recorded
Term	360 Months
Due	Oct 19, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.88%
Max Rate At Change	10.1%
Max Rate	2.5%

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,738.00 (+3.15%)	$446,000 (+7.55%) Land $104,200 Building $341,800	$473,765 (+6.67%)
2024	$7,502.00 (+5%)	$414,700 (+13.24%) Land $104,100 Building $310,600	$444,125
2023	$7,145.00	$366,200 Land $91,400 Building $274,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`M:17D-11250 B:38 L:0`
Alternative APNs	`LUDL M:17D B:11250 P:38` `6444`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	2,232 sqft Living Area
Gross Area	4,812 sqft Gross Area
Stories	2 Stories

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Cape Cod Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	37,418 sqft (0.859 acres)

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Account Number	6444
Street Address	56 PAULDING RD
City	LUDLOW
State	MA
Zip	01056-1430
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	11250
Jurisdiction	LUDLOW MA
Minor Civil Division	LUDLOW
Census Blockgroup	1
Census Block	1001
Census Tract	810412