65 Ocean Cay Blvd, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 65 Ocean Cay Blvd, Saint Augustine, FL 32080 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,715 sqft · built 2017
Lot Size	0.13 acres (5,662 sqft)
Owner	Individual Name on File
Last Sale	$309,224 (Jun 2017)
Tax Bill	$3,841 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Sep 2019 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`162881-0490`

Property Details

APN / Parcel Number

Primary APN	`162881-0490`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,715 sqft Living Area
Gross Area	2,260 sqft
1st Floor Area	1,715 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,662 sqft (0.13 acres)
Garage Type	Attached
Garage Area	424 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	221 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	65 OCEAN CAY BLVD
City	SAINT AUGUSTINE
State	FL
Zip	32080-5835
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	71/23-28 OCEAN CAY LOT 49 OR4389/1077
Legal Range	30E
Legal Township	07S
Legal Section	33
Legal Subdivision	OCEAN CAY
Legal Block	1
Legal Lot Number	49
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3018
Census Tract	21408

Owner

Source: St. Johns County records · APN 162881-0490

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	65 OCEAN CAY BLVD, SAINT AUGUSTINE, FL 32080-5835
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Sep 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage JET HOMELOANS LLC
Sep 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK
Jun 15, 2017	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 15, 2017 · Amount on Record
Deed Sale	Jun 15, 2017 · Amount on Record
Deed Document Number	201741334
Deed Book / Page	4389 / 1077
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Recording Date	Jul 22, 2026
Property Address	65 OCEAN CAY BLVD, SAINT AUGUSTINE, FL 32080-5835
Document Number	0000062553
Book / Page	6405 / 1943
Instrument Date	Jul 07, 2026
Instrument	202662553
Transaction Type	Mortgage
Record Updated	Aug 03, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 OCEAN CAY BLVD, SAINT AUGUSTINE, FL 32080-5835

Mortgage

Document Number	0000062553,
Date	Jul 22, 2026
Book Page	6405/1943
Instrument	202662553

Lender

Name	REGIONS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 01, 2046

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	65 OCEAN CAY BLVD, SAINT AUGUSTINE, FL 32080-5835
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047991285
Date	Sep 23, 2019
Book Page	4799/1285
Instrument	2019070337

Lender

Name	JET HOMELOANS LLC
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2049

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	65 OCEAN CAY BLVD, SAINT AUGUSTINE, FL 32080-5835
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	ACTION TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 OCEAN CAY BLVD, SAINT AUGUSTINE, FL 32080-5835

Mortgage

Document Number	0050520838
Date	Sep 25, 2020
Book Page	5052/838
Instrument	2020082992

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

June 2017: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 15, 2017
Property Address	65 OCEAN CAY BLVD, SAINT AUGUSTINE, FL 32080-5835
Document Number	0043891077
Book / Page	4389 / 1077
Map Reference	MB71 PG23
Instrument Date	Jun 14, 2017
Instrument	2017041334
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2021
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4220 RACE TRACK RD # RD100, 4220, JACKSONVILLE, FL 32259-2084

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 OCEAN CAY BLVD, SAINT AUGUSTINE, FL 32080-5835

Mortgage

Document Number	2017041335
Date	Jun 15, 2017
Instrument	2017041335

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2047

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$306,206 (+2.7%)	$451,712 (-8.62%) Land $135,000 Building $316,712
2025	$3,841.00 (+12.74%) Homeowner's exemption	$298,156 (+5.99%)	$494,343 (+11.86%) Land $135,000 Building $359,343
2024	$3,407.00 (+2.04%)
2023	$3,339.00 (+3.02%) Homeowner's exemption	$281,314 (+3%)	$441,927 (+3.32%) Land $122,000 Building $319,927
2022	$3,241.00 Homeowner's exemption	$273,120	$427,738 Land $117,600 Building $310,138

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090214083, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 429 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	653 units insured 224 under condo master policies
Nearby Flood Claims	6 (2016–2024)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Oct 2024, tidal / storm surge, Hurricane Milton
Claims By Storm	Hurricane Matthew, Oct 2016 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 255 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	1,200 / 35

May also be available at this address: IQ Fiber Intermediate Holdings, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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