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  5. Ocean Cay Blvd

85 Ocean Cay Blvd, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 85 Ocean Cay Blvd, Saint Augustine, FL 32080 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,895 sqft · built 2017
Lot Size0.13 acres (5,662 sqft)
Owner2 Company Names on File
Last Sale$687,500 (Aug 2024)
Tax Bill$7,388 (2025)
Deeds & MortgagesAug 2024 Sale & Mortgage
Jul 2017 Line of Credit
+ 1 more
Flood ZoneZone X (moderate risk)
APN162881-0510

Property Details

APN / Parcel Number

Primary APN162881-0510

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area1,895 sqft Living Area
Gross Area2,357 sqft
1st Floor Area1,895 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,662 sqft (0.13 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area248 sqft
PorchFinished/Open Porch
Porch Area137 sqft
Patio Area188 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address85 OCEAN CAY BLVD
CitySAINT AUGUSTINE
StateFL
Zip32080-5835
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description71/23-28 OCEAN CAY LOT 51 OR5999/1109
Legal Range30E
Legal Township07S
Legal Section33
Legal SubdivisionOCEAN CAY
Legal Block1
Legal Lot Number51
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group3
Census Block3018
Census Tract21408

Owner

Source: St. Johns County records · APN 162881-0510

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address85 OCEAN CAY BLVD, SAINT AUGUSTINE, FL 32080-5835
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Aug 07, 2024Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Jul 07, 2017Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
May 03, 2017Grant Deed, Subdivision Related Transfer
DHI TITLE/FL INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 07, 2024 · Amount on Record
Deed SaleAug 07, 2024 · Amount on Record
Prior SaleMay 03, 2017 · Amount on Record
Deed Document Number202462267
Deed Book / Page5999 / 1109
Record UpdatedJun 08, 2026

August 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateAug 07, 2024
Property Address85 OCEAN CAY BLVD, SAINT AUGUSTINE, FL 32080-5835
Document Number0059991109
Book / Page5999 / 1109
Map ReferenceMB 71 PG 23-28
Instrument DateAug 07, 2024
Instrument2024062267
Transaction TypeTransfer
Record UpdatedOct 23, 2025
Title CompanyACTION TTL SVCS OF ST JOHNS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,812.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3018 WOODWARD DOWN TRL, BUFORD, GA 30519-5050

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address85 OCEAN CAY BLVD, SAINT AUGUSTINE, FL 32080-5835

Mortgage

Document Number2024062269
DateAug 07, 2024
Instrument2024062269
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2054

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address85 OCEAN CAY BLVD, SAINT AUGUSTINE, FL 32080-5835
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0044001106
DateJul 07, 2017
Book Page4400/1106
Instrument2017046594
Lender
NamePNC BANK NA
TypeBank
AddressPITTSBURGH, PA 15222
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2017: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateMay 03, 2017
Property Address85 OCEAN CAY BLVD, SAINT AUGUSTINE, FL 32080-5835
Document Number0043680288
Book / Page004368 / 000288
Instrument DateMar 31, 2017
Instrument30696
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 23, 2017
Title CompanyDHI TITLE/FL INC

Transaction

AmountAmount Recorded
Tax$2,310.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address85 OCEAN CAY BLVD ST AUGUSTINE FL 320805835, ST AUGUSTINE, FL 32080-5835

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$517,344 (-8.49%) Land $135,000 Building $382,344$517,344 (-8.49%) Land $135,000 Building $382,344
2025$7,388.00 (+87.8%) Homeowner's exemption Widower's exemption$565,343 (+70.48%)$565,343 (+2.43%) Land $135,000 Building $430,343
2024$3,934.00 (+2%) Homeowner's exemption$331,618 (+3%)$551,955 (+12.42%) Land $122,000 Building $429,955
2023$3,857.00 (+2.88%) Homeowner's exemption$321,959 (+3%)$490,989 (+2.78%) Land $122,000 Building $368,989
2022$3,749.00 Homeowner's exemption$312,582$477,713 Land $117,600 Building $360,113

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090214083, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 429 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies653 units insured
224 under condo master policies
Nearby Flood Claims6 (2016–2024)
Claims Outside the SFHA4 of 6
Most Recent ClaimOct 2024, tidal / storm surge, Hurricane Milton
Claims By Storm
  • Hurricane Matthew, Oct 2016 · 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 255 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable1,200 / 35

May also be available at this address: IQ Fiber Intermediate Holdings, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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