St. Johns County property record for 55 Ocean Cay Blvd, Saint Augustine, FL 32080
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,040 sqft · built 2017 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $356,990 (Apr 2017) |
| Tax Bill | $4,568 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit May 2019 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 162881-0480 |
| Primary APN | 162881-0480 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,040 sqft Living Area |
| Gross Area | 2,623 sqft |
| 1st Floor Area | 2,040 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Type | Attached |
| Garage Area | 466 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 200 sqft |
|---|---|
| Porch | Finished Screened Porch |
| Porch Area | 159 sqft |
| Patio Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 55 OCEAN CAY BLVD |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32080-5835 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 71/23-28 OCEAN CAY LOT 48 OR4361/1808 & 5001/1531(Q/C) |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 33 |
| Legal Subdivision | OCEAN CAY |
| Legal Block | 1 |
| Legal Lot Number | 48 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 21408 |
Source: St. Johns County records · APN 162881-0480
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 55 OCEAN CAY BLVD, SAINT AUGUSTINE, FL 32080-5835 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Nov 29, 2022 | Deed of Trust, Mortgage · Line of Credit COMMUNITY FIRST CREDIT UNION OF FLORIDA |
| May 10, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA |
| Jul 29, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Apr 20, 2017 | Special Warranty Deed, Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 20, 2017 · Amount on Record |
| Deed Sale | Apr 20, 2017 · Amount on Record |
| Deed Document Number | 201727451 |
| Deed Book / Page | 4361 / 1808 |
| Last Transfer Date | Jul 17, 2020 |
| Transfer Doc | 0050011531 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 55 OCEAN CAY BLVD, SAINT AUGUSTINE, FL 32080-5835 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 55 OCEAN CAY BLVD, SAINT AUGUSTINE, FL 32080-5835 |
| Document Number | 0056701900 |
|---|---|
| Date | Nov 29, 2022 |
| Book Page | 5670/1900 |
| Instrument | 2022107976 |
| Name | COMMUNITY FIRST CREDIT UNION OF FLORIDA |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32204 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 28, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 55 OCEAN CAY BLVD, SAINT AUGUSTINE, FL 32080-5835 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0047221336 |
|---|---|
| Date | May 10, 2019 |
| Book Page | 4722/1336 |
| Instrument | 2019032532 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63368 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 29, 2020 |
| Property Address | 55 OCEAN CAY BLVD, SAINT AUGUSTINE, FL 32080-5835 |
| Document Number | 0050011531 |
| Book / Page | 5001 / 1531 |
| Map Reference | MB 71 PG 23 |
| Instrument Date | Jul 17, 2020 |
| Instrument | 2020061617 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | SERVICELINK |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 55 OCEAN CAY BLVD, SAINT AUGUSTINE, FL 32080-5835 |
| Document Number | 50011534 |
|---|---|
| Date | Jul 29, 2020 |
| Instrument | 5001/1534 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Aug 01, 2045 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 20, 2017 |
| Property Address | 55 OCEAN CAY BLVD, SAINT AUGUSTINE, FL 32080-5835 |
| Document Number | 0043611808 |
| Book / Page | 4361 / 1808 |
| Map Reference | MB71 PG23 |
| Instrument Date | Apr 18, 2017 |
| Instrument | 2017027451 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4220 RACE TRACK RD # RD100, 4220, SAINT JOHNS, FL 32259-2084 |
| Name | Verified Name |
|---|---|
| Address | 55 OCEAN CAY BLVD, SAINT AUGUSTINE, FL 32080-5835 |
| Document Number | 2017027452 |
|---|---|
| Date | Apr 20, 2017 |
| Instrument | 2017027452 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2047 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $361,340 (+2.7%) | $538,136 (-8.35%) Land $135,000 Building $403,136 | |
| 2025 | $4,568.00 (+12.4%) Homeowner's exemption | $351,840 (+2.9%) | $587,183 (+2.28%) Land $135,000 Building $452,183 |
| 2024 | $4,064.00 (+1.98%) Homeowner's exemption | $341,924 (+3%) | $574,066 (+12.68%) Land $122,000 Building $452,066 |
| 2023 | $3,985.00 (+2.87%) Homeowner's exemption | $331,965 (+3%) | $509,452 (+3.66%) Land $122,000 Building $387,452 |
| 2022 | $3,874.00 Homeowner's exemption | $322,296 | $491,455 Land $117,600 Building $373,855 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 429 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 653 units insured incl. 224 condo units |
| Nearby Flood Claims | 6 (2016–2024) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
May also be available: IQ Fiber Intermediate Holdings, Verizon.
Based on FCC filings for 255 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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