St. Johns County property record for 54 Ocean Cay Blvd, Saint Augustine, FL 32080
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,909 sqft · built 2017 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $375,000 (Dec 2017) |
| Tax Bill | $5,363 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Dec 2017 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 162881-0470 |
| Primary APN | 162881-0470 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,909 sqft Living Area |
| Gross Area | 3,409 sqft |
| 1st Floor Area | 1,489 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 225 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 54 OCEAN CAY BLVD |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32080-5888 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 71/23-28 OCEAN CAY LOT 47 OR4478/552 |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 33 |
| Legal Subdivision | OCEAN CAY |
| Legal Block | 1 |
| Legal Lot Number | 47 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 21408 |
Source: St. Johns County records · APN 162881-0470
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 54 OCEAN CAY BLVD, SAINT AUGUSTINE, FL 32080-5888 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Dec 19, 2017 | Grant Deed, Subdivision Related Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 19, 2017 · Amount on Record |
| Deed Sale | Dec 19, 2017 · Amount on Record |
| Deed Document Number | 201785516 |
| Deed Book / Page | 4478 / 552 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 54 OCEAN CAY BLVD, SAINT AUGUSTINE, FL 32080-5888 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 54 OCEAN CAY BLVD, SAINT AUGUSTINE, FL 32080-5888 |
| Document Number | 0053670733 |
|---|---|
| Date | Sep 13, 2021 |
| Book Page | 5367/733 |
| Instrument | 2021100535 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 19, 2017 |
| Property Address | 54 OCEAN CAY BLVD, SAINT AUGUSTINE, FL 32080-5888 |
| Document Number | 0044780552 |
| Book / Page | 004478 / 000552 |
| Instrument Date | Dec 15, 2017 |
| Instrument | 85516 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 03, 2018 |
| Title Company | DHI TITLE/FL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,625.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 54 OCEAN CAY BLVD ST AUGUSTINE FL 320805888, ST AUGUSTINE, FL 32080-5888 |
| Document Number | 44780553 |
|---|---|
| Date | Dec 19, 2017 |
| Book Page | 004478/000553 |
| Instrument | 85517 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 18, 2047 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $421,742 (+2.7%) | $581,965 (-12.06%) Land $135,000 Building $446,965 | |
| 2025 | $5,363.00 (+12.1%) Homeowner's exemption | $410,654 (+2.9%) | $661,754 (+2.23%) Land $135,000 Building $526,754 |
| 2024 | $4,784.00 (+1.96%) Homeowner's exemption | $399,081 (+3%) | $647,319 (+9.34%) Land $122,000 Building $525,319 |
| 2023 | $4,692.00 (+2.76%) Homeowner's exemption | $387,457 (+3%) | $592,026 (+3.28%) Land $122,000 Building $470,026 |
| 2022 | $4,566.00 Homeowner's exemption | $376,172 | $573,234 Land $117,600 Building $455,634 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), as of September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090214083, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 429 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 653 units insured incl. 224 condo units |
| Nearby Flood Claims | 6 (2016–2024) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: IQ Fiber Intermediate Holdings, Verizon.
Based on FCC filings for 428 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system FL2554447, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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