65 Mountain Vista Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 65 Mountain Vista Rd, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,224 sqft · built 1996
Lot Size	1.27 acres (55,321 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Nov 2020)
Tax Bill	$1,568 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Nov 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`458211658789000`

Property Details

APN / Parcel Number

Primary APN	`458211658789000`
Alternative APN	`53360`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,224 sqft Heated Area
Basement Area	931 sqft
Finished Basement	931 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2001
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Lot Area	55,321 sqft (1.27 acres)
Lot Dimensions	217 ft deep x 178 ft wide
Terrain	Mountain
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	180 sqft
Deck Area	300 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	53360
Street Address	65 MOUNTAIN VISTA RD
City	MURPHY
State	NC
Zip	28906-8628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 6 & 7A PATTON PROP TARHEEL NORTH 798/131
Legal Lot Number	6,7
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	3
Census Block	3002
Census Tract	930502

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	187 LAPE RD, RENSSELAER, NY 12144-9732
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2022	Deed of Trust, Mortgage · Line of Credit NANTAHALA BANK & TRUST COMPANY
Nov 25, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2020 · Amount on Record
Deed Sale	Nov 25, 2020 · Amount on Record
Deed Document Number	7275
Deed Book / Page	1665 / 1204
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	65 MOUNTAIN VISTA RD, MURPHY, NC 28906-8628
Transaction Type	Mortgage
Record Updated	May 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 LAPE RD, RENSSELAER, NY 12144-9732

Mortgage

Document Number	001709/948
Date	Apr 20, 2022
Book Page	1709/948
Instrument	2560

Lender

Name	NANTAHALA BANK & TRUST COMPANY
Type	Bank
Address	FRANKLIN, NC 28734

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 12, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Nov 25, 2020
Property Address	65 MOUNTAIN VISTA RD, MURPHY, NC 28906-8628
Document Number	1665/1204
Book / Page	1665 / 1204
Instrument Date	Nov 11, 2020
Instrument	7275
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Tax	$320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1510 EAGLE NEST CIR, 1510, WINTER SPRINGS, FL 32708-5925

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 LAPE RD, RENSSELAER, NY 12144-9732

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,568.00	$209,300 (+46.29%)	$209,300 (+46.29%) Land $40,000 Building $169,300
2023		$143,070	$143,070 Land $40,000 Building $103,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 72% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peachtree Broadband Fiber Cable	500 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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