Cherokee County property record for 105 Mountain Vista Rd, Murphy, NC 28906
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,224 sqft · built 1997 |
| Lot Size | 2.95 acres (128,502 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $175,000 (Oct 2017) |
| Tax Bill | $1,337 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Nov 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 458211659207000 |
| Primary APN | 458211659207000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,224 sqft Heated Area |
| Gross Area | 1,644 sqft |
| 1st Floor Area | 816 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Wood Siding |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood Shingle |
| Lot Area | 128,502 sqft (2.95 acres) |
| Lot Dimensions | 250 ft deep x 30 ft wide |
| Terrain | Mountain |
| Garage Type | Mixed |
| Garage Area | 598 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 120 sqft |
| Deck Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 52412 |
|---|---|
| Street Address | 105 MOUNTAIN VISTA RD |
| City | MURPHY |
| State | NC |
| Zip | 28906-8627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 11 PATTON PROP TARHEEL NORTH 1572/759 |
| Legal Subdivision | PATTON PROPERTY |
| Legal Lot Number | 11 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | MURPHY |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 930502 |
Source: Cherokee County records, as of October 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 105 MOUNTAIN VISTA RD, MURPHY, NC 28906-8627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 19, 2023 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Nov 15, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Feb 6, 2020 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Oct 27, 2017 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 27, 2017 · Amount on Record |
| Deed Sale | Oct 27, 2017 · Amount on Record |
| Prior Sale | Jan 19, 2012 · Amount on Record |
| Deed Document Number | 20174984 |
| Deed Book / Page | 1572 / 759 |
| Prior Transfer Date | May 21, 2013 |
| Prior Transfer Doc | 1470/0245 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 105 MOUNTAIN VISTA RD, MURPHY, NC 28906-8627 |
| Transaction Type | Mortgage |
| Record Updated | Jun 6, 2023 |
| Title Company | PRIORITY TITLE AND ESCROW |
| Name | Verified Name |
|---|
| Document Number | 001735/430 |
|---|---|
| Date | May 19, 2023 |
| Book Page | 1735/430 |
| Instrument | 2414 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 105 MOUNTAIN VISTA RD, MURPHY, NC 28906-8627 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 105 MOUNTAIN VISTA RD, MURPHY, NC 28906-8627 |
| Document Number | 01724/1149 |
|---|---|
| Date | Nov 15, 2022 |
| Book Page | 1724/1149 |
| Instrument | 7249 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Nov 15, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 105 MOUNTAIN VISTA RD, MURPHY, NC 28906-8627 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TTL OF OR |
| Name | Verified Name |
|---|
| Document Number | 01635/0805 |
|---|---|
| Date | Feb 6, 2020 |
| Book Page | 01635/0805 |
| Instrument | 00569 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Oct 27, 2017 |
| Property Address | 105 MOUNTAIN VISTA RD, MURPHY, NC 28906-8627 |
| Document Number | 01572/0759 |
| Book / Page | 01572 / 0759 |
| Instrument Date | Oct 24, 2017 |
| Instrument | 04984 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $350.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1564 BONELLI CT, 1564, MELBOURNE, FL 32934-9088 |
| Name | Verified Name |
|---|---|
| Address | 105 MOUNTAIN VISTA RD, MURPHY, NC 28906-8627 |
| Document Number | 04985 |
|---|---|
| Date | Oct 27, 2017 |
| Instrument | 04985 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2047 |
Source: Cherokee County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,337.00 | $174,820 (-) | $174,820 (-) Land $55,000 Building $119,820 |
| 2023 | $174,820 | $174,820 Land $55,000 Building $119,820 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 71% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Peachtree Broadband Fiber Cable | 500 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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