Cherokee County property record for 54 Mountain Vista Rd, Murphy, NC 28906
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,464 sqft · built 1996 |
| Lot Size | 0.63 acres (27,443 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $196,000 (May 2020) |
| Tax Bill | $1,487 (2025) |
| Deeds & Mortgages | May 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 458211655693000 |
| Primary APN | 458211655693000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,464 sqft Heated Area |
| Gross Area | 1,944 sqft |
| 1st Floor Area | 1,056 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Wood Siding |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Asphalt |
| Lot Area | 27,443 sqft (0.63 acres) |
| Lot Dimensions | 187 ft deep x 160 ft wide |
| Terrain | Mountain |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 480 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 51985 |
|---|---|
| Street Address | 54 MOUNTAIN VISTA RD |
| City | MURPHY |
| State | NC |
| Zip | 28906-8628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 PATTON PROP TARHEEL NORTH 1202/590 |
| Legal Lot Number | 3 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | MURPHY |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 930502 |
54 Mountain Vista Rd is owned and occupied by two individuals who bought it in May 2020.
Source: Cherokee County records, as of October 10, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 54 MOUNTAIN VISTA RD, MURPHY, NC 28906-8628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 28, 2020 · Amount on File |
| Deed Sale | May 28, 2020 · Amount on File |
| Prior Sale | Sep 12, 2005 · Amount on File |
| Deed Document Number | 20202611 |
| Deed Book / Page | 1645 / 20 |
| Prior Transfer Date | Dec 15, 2005 |
| Prior Transfer Doc | 1202/0590 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | May 28, 2020 |
| Property Address | 54 MOUNTAIN VISTA RD, MURPHY, NC 28906-8628 |
| Document Number | 1645/20 |
| Book / Page | 1645 / 20 |
| Instrument Date | May 22, 2020 |
| Instrument | 2611 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $392.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5606 GARDEN LAKES PALM, 5606, BRADENTON, FL 34203-7277 |
| Name | Verified Name |
|---|---|
| Address | 54 MOUNTAIN VISTA RD, MURPHY, NC 28906-8628 |
| Document Number | 164523 |
|---|---|
| Date | May 28, 2020 |
| Instrument | 1645/23 |
| Name | HOMESTAR FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
The 2025 property tax bill for 54 Mountain Vista Rd was $1,487.
Source: Cherokee County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,487.00 | $197,780 | $197,780 Land $36,400 Building $161,380 |
| 2023 | $196,180 | $196,180 Land $36,400 Building $159,780 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 54 Mountain Vista Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 54 Mountain Vista Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 72% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Peachtree Broadband Fiber Cable | 500 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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