154 Mountain Vista Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 154 Mountain Vista Rd, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,200 sqft · built 1996
Lot Size	0.68 acres (29,621 sqft)
Owner	Individual Name on Record
Last Sale	$257,000 (Oct 2023)
Tax Bill	$1,052 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Jul 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`458211655560000`

Property Details

APN / Parcel Number

Primary APN	`458211655560000`
Alternative APNs	`52356` `61178`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,200 sqft Heated Area
Flooring	Vinyl/Resilient
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2000
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Lot Area	29,621 sqft (0.68 acres)
Lot Dimensions	198 ft deep x 162 ft wide
Terrain	Mountain
Garage Type	Carport
Carport	Carport
Porch	Open Porch
Porch Area	228 sqft
Deck Area	760 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	61178
Street Address	154 MOUNTAIN VISTA RD
City	MURPHY
State	NC
Zip	28906-8627
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 PATTON PROP TARHEEL NORTH 1650/908
Legal Lot Number	2
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	3
Census Block	3002
Census Tract	930502

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	23101 ALLERTON DR, SOUTH BEND, IN 46628-9053
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2023	Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK
Jul 27, 2020	Warranty Deed, Transfer
Mar 27, 2019	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2023 · Amount on Record
Deed Sale	Oct 5, 2023 · Amount on Record
Prior Sale	Jul 27, 2020 · Amount on Record
Deed Document Number	4979
Deed Book / Page	1743 / 866
Record Updated	Jun 8, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Oct 5, 2023
Property Address	154 MOUNTAIN VISTA RD, MURPHY, NC 28906-8627
Document Number	001743/866
Book / Page	1743 / 866
Instrument Date	Aug 16, 2023
Instrument	4979
Transaction Type	Transfer
Record Updated	Oct 26, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$514.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4460 CELEBRATION BLVD APT 2203, 2203, ACWORTH, GA 30101-1120

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23101 ALLERTON DR, SOUTH BEND, IN 46628-9053

Mortgage

Document Number	0001743869
Date	Oct 5, 2023
Instrument	1743/869

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jul 27, 2020
Property Address	154 MOUNTAIN VISTA RD, MURPHY, NC 28906-8627
Document Number	1650/908
Book / Page	1650 / 908
Instrument Date	Jul 27, 2020
Instrument	3840
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Tax	$298.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5356 MANOR VIEW DR NW, ACWORTH, GA 30101-7185

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Mar 27, 2019
Property Address	154 MOUNTAIN VISTA RD, MURPHY, NC 28906-8627
Document Number	01609/0597
Book / Page	01609 / 0597
Instrument Date	Mar 27, 2019
Instrument	01246
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$272.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	154 MOUNTAIN VISTA RD, 154, MURPHY, NC 28906-8627

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 MOUNTAIN VISTA RD, MURPHY, NC 28906-8627

Mortgage

Document Number	01247
Date	Mar 27, 2019
Instrument	01247

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,052.00	$136,420 (-)	$136,420 (-) Land $28,000 Building $108,420
2023		$136,420	$136,420 Land $28,000 Building $108,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 72% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peachtree Broadband Fiber Cable	500 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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