65 Highland Ave, Excelsior, MN 55331 Property Records

Hennepin County property record for 65 Highland Ave, Excelsior, MN 55331

Property Summary

Property TypeSeasonal / Vacation Home
Details5 bd · 4.75 ba · 4,204 sqft · built 1986
Lot Size0.49 acres (21,344 sqft)
Owner2 Individual Names on Record
Last Sale$915,000 (Oct 2002)
Tax Bill$17,629 (2025)
Deeds & MortgagesSep 2020 Mortgage
Dec 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN28-117-23-14-0051

Property Details

APN / Parcel Number

Primary APN28-117-23-14-0051

Interior

Bedrooms5 Beds
Full Baths4.75 Baths
Half Baths4 Half Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area4,204 sqft Living Area
Gross Area7,121 sqft
1st Floor Area2,638 sqft
2nd Floor Area1,560 sqft
Basement Area2,111 sqft
Family RoomFamily Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1992
Architectural StyleContemporary
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialWood
Lot Area21,344 sqft (0.49 acres)
Lot Dimensions17 ft deep x 12 ft wide
View / LotWaterfront
Garage TypeAttached
Garage Area806 sqft
Deck Area476 sqft
Patio Area520 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemFloor/Wall Furnace
Heating FuelElectric

Location & Zoning

Street Address65 HIGHLAND AVE
CityEXCELSIOR
StateMN
Zip55331-9519
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Legal DescriptionLOT 006 BLOCK 001 B GIDEONS BAY WOODS IRREGULAR
Legal Range23
Legal Township117
Legal Section28
Legal Quarter14
Legal SubdivisionGIDEONS BAY WOODS
Legal Block1
Legal Lot Number6
JurisdictionHENNEPIN MN
Township / Civil DivisionTONKA BAY
Census Block Group3
Census Block3013
Census Tract27501

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address65 HIGHLAND AVE, EXCELSIOR, MN 55331-9519
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2020Deed of Trust, Mortgage
TOPLINE FCU
Dec 20, 2019Deed of Trust, Mortgage
TOPLINE FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 1, 2002 · Amount on Record
Deed SaleOct 1, 2002 · Amount on Record
Prior SaleAug 14, 1997 · Amount on Record
Deed Document Number2002806881
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENNEPIN MN
Property Address65 HIGHLAND AVE, EXCELSIOR, MN 55331-9519
Document Number0010857559
Instrument DateSep 17, 2020
Transaction TypeMortgage
Record UpdatedNov 17, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address65 HIGHLAND AVE EXCELSIOR MN 553319519, EXCELSIOR, MN 55331-9519

Mortgage

Document Number0010857559
DateOct 21, 2020
Instrument10857559
Lender
NameTOPLINE FCU
TypeCredit Union
AddressMAPLE GROVE, MN 55369
Agreement
AmountAmount Recorded
Term240 Months
DueOct 20, 2040

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENNEPIN MN
Property Address65 HIGHLAND AVE, EXCELSIOR, MN 55331-9519
Document Number0010741992
Instrument DateDec 20, 2019
Transaction TypeMortgage
Record UpdatedJan 21, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address65 HIGHLAND AVE EXCELSIOR MN 553319519, EXCELSIOR, MN 55331-9519

Mortgage

Document Number0010741992
DateJan 2, 2020
Instrument10741992
Lender
NameTOPLINE FCU
TypeCredit Union
AddressMAPLE GROVE, MN 55369
Agreement
AmountAmount Recorded
Term240 Months
DueJan 1, 2040

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyHennepin County
MunicipalityTonka Bay City
Unified School DistrictMinnetonka Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$17,629.00 (+29.26%)$1,612,200 (+18.37%) Land $830,000 Building $782,200$1,612,200 (+18.37%) Land $830,000 Building $782,200
2023$13,638.00
2022$1,362,000 Land $769,000 Building $593,000$1,362,000 Land $769,000 Building $593,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims2 (1980–2014)
Most Recent ClaimJun 2014 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTonka Bay
serves 1,442 people · EPA ID MN1270013
Water SourceGroundwater
Last State InspectionDec 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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