Hennepin County property record for 40 Highland Ave, Excelsior, MN 55331
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,527 sqft · built 1986 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $599,900 (Aug 2005) |
| Tax Bill | $8,473 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Dec 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-117-23-14-0049 |
| Primary APN | 28-117-23-14-0049 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,527 sqft Living Area |
| Gross Area | 4,389 sqft |
| 1st Floor Area | 1,486 sqft |
| 2nd Floor Area | 1,041 sqft |
| Basement Area | 1,022 sqft |
| Family Room | Family Room |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,038 sqft (0.46 acres) |
| Lot Dimensions | 150 ft deep x 88 ft wide |
| Terrain | Wooded |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Porch | Screened Porch |
|---|---|
| Porch Area | 168 sqft |
| Deck Area | 462 sqft |
| Patio Area | 476 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Electric |
| Street Address | 40 HIGHLAND AVE |
|---|---|
| City | EXCELSIOR |
| State | MN |
| Zip | 55331-9518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 004 BLOCK 001 B GIDEONS BAY WOODS 88X150X116X192X56 |
| Legal Range | 23 |
| Legal Township | 117 |
| Legal Section | 28 |
| Legal Quarter | 14 |
| Legal Subdivision | GIDEONS BAY WOODS |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | TONKA BAY |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 27501 |
Source: Hennepin County assessment roll, APN 28-117-23-14-0049, as of June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 HIGHLAND AVE, EXCELSIOR, MN 55331-9518 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 12, 2023 | Deed of Trust, Mortgage · Line of Credit GENISYS CU |
| Dec 05, 2018 | Deed of Trust, Mortgage · Conventional Mortgage GENISYS CU |
| Feb 07, 2018 | Deed of Trust, Mortgage · Conventional Mortgage ERATES MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 16, 2005 · Amount on Record |
| Deed Sale | Aug 16, 2005 · Amount on Record |
| Prior Sale | Apr 11, 2002 · Amount on Record |
| Deed Document Number | 2005900714 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 40 HIGHLAND AVE, EXCELSIOR, MN 55331-9518 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00T6017632 |
|---|---|
| Date | Jun 12, 2023 |
| Instrument | T6017632 |
| Name | GENISYS CU |
|---|---|
| Type | Credit Union |
| Address | AUBURN HILLS, MI 48326 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 07, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 40 HIGHLAND AVE, EXCELSIOR, MN 55331-9518 |
| Document Number | 0010649124 |
| Instrument Date | Dec 05, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 40 HIGHLAND AVE EXCELSIOR MN 553319518, EXCELSIOR, MN 55331-9518 |
| Document Number | 0010649124 |
|---|---|
| Date | Apr 01, 2019 |
| Instrument | 10649124 |
| Name | GENISYS CU |
|---|---|
| Type | Credit Union |
| Address | AUBURN HILLS, MI 48326 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 31, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 40 HIGHLAND AVE, EXCELSIOR, MN 55331-9518 |
| Document Number | 0005514108 |
| Instrument Date | Feb 07, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 40 HIGHLAND AVE EXCELSIOR MN 553319518, EXCELSIOR, MN 55331-9518 |
| Document Number | 0005514108 |
|---|---|
| Date | Feb 26, 2018 |
| Instrument | 5514108 |
| Name | ERATES MTG |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 25, 2048 |
Source: Hennepin County assessment roll as of June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Tonka Bay City |
| Unified School District | Minnetonka Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,473.00 (+19.51%) | $712,800 (+1%) Land $220,000 Building $492,800 | $712,800 (+1%) Land $220,000 Building $492,800 |
| 2023 | $7,090.00 Homeowner's exemption | ||
| 2022 | $648,000 Land $190,000 Building $458,000 | $648,000 Land $190,000 Building $458,000 |
Source: FEMA National Flood Hazard Layer, Hennepin County (27053C), as of December 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270530275013, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (1980–2014) |
| Most Recent Claim | Jun 2014 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Wildfire Risk | Low lower than 94% of the US · lower than 82% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 120 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 2,000 / 1,000 |
| Mediacom Communications Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system MN1270013, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Tonka Bay serves 1,442 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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